4/9/25, 1:00 PM - Committee Hearing: Advanced Information Technology, the Internet and Cybersecurity, State House Room A-1 & Virtual
Status: | Normal |
Date/Time: | 4/9/25 1:00 PM |
Location: | State House Room A-1 & Virtual |
Committee: | Joint Committee on Advanced Information Technology, the Internet and Cybersecurity (JTC) |
Bills concerning data use and data privacy and cybersecurity
On Wednesday, April 9, 2025, the Joint Committee on Advanced Information Technology, the Internet and Cybersecurity is conducting a hybrid public hearing on bills related to data use and data privacy and cybersecurity. The hearing is scheduled to last from 1:00 PM to 5:00 PM. Individuals who wish to testify may sign up by completing THIS FORM.
Individuals planning to testify virtually must sign up no later than 5:00 PM on Monday, April 7. The Committee will take signups to testify on the day of the hearing, but to ensure the Committee can hear from as many individuals as possible, we ask that you please sign up in advance. Oral testimony will be limited to 3 minutes, but longer statements will be accepted by written testimony until Monday, April 14 at 5:00 PM.
WRITTEN TESTIMONY : Written testimony may be submitted to the Joint Committee on Advanced Information Technology, the Internet, and Cybersecurity by emailing House Chair Tricia Farley-Bouvier at Tricia.Farley-Bouvier@mahouse.gov and Senate Chair Michael Moore at Michael.Moore@masenate.gov . Please use the subject line “AITIC Written Testimony (Bill #)”.
Note: Testimony shared with the Committee will be posted publicly to the General Legislature website.
Please be advised that the schedule, agenda and speaking order are subject to change at the discretion of the chairs. If you have any questions about this hearing please feel free to reach out to the committee staff via email at claire.ronan@mahouse.gov or mark.zglobicki@masenate.gov; or at (617) 722-2676.
Related files:
Written Testimony:

Related to HB86 (HD2965) - Rep. Kate Lipper-Garabedian (D) - An Act to protect location privacy
Related to SB197 (SD501) - Sen. Cynthia Stone Creem (D) - An Act to protect safety and privacy by stopping the sale of location data

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1957.36 FARLEY-BOUVIER1957.36 -1957.36 [Inaudible]1957.36
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2001.6 SPEAKER82001.6 -2001.6 Thank2001.6 you.2001.84
2002.63 FARLEY-BOUVIER2002.63 -2002.63 Questions2002.63 from2003.03 the2003.27 committee.2003.36
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2209.49 MOORE2209.49 -2209.49 Yeah.2209.49 [Inaudible]
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4304.43 FARLEY-BOUVIER-4304.43 Yeah.4304.43 Terrific.4306.19 Well,4306.66 thank4306.82 you4306.98 very4307.23 much.4307.31 Senator,4308.9 are4309.31 you4309.39 good?4309.55 Is4310.19 anybody4310.59 over4310.59 here?4310.82 Okay.4311.55 Thank4311.78 you4311.94 very4312.02 much4312.27 for4312.34 your4312.59 testimony.4312.66 So,4315.52 now4315.68 we're4315.92 going4316.08 virtual.4316.4 Chris4317.76 Gilrein.4318.08 You4319.2 hear,4319.36 Chris?4319.76 And4321.28 then4321.44 on4321.84 dates,4322.4 Katrina4322.8 Fitzgerald4323.36 is4324.24 next.4324.72 Chris?4325.68
CHRIS4327.68 GILREIN4327.68 -4327.68 TECHNET4327.68 -4327.68 SB4327.68 334327.68 -4327.68 (4327.68 R4327.92 )Thank4327.92 you,4327.92 Madam4329.81 Chair,4330.05 Chairman4330.05 Moore,4330.05 and4330.26 members4330.26 of4330.45 the4330.65 committee.4330.85 I4331.57 can4331.65 really4331.9 appreciate4332.14 the4332.53 opportunity4332.69 to4333.18 be4333.34 here.4333.49 My4334.09 name4334.22 is4334.38 Chris4334.53 Gilrein4335.26 represent4335.98 TechNet.4335.98 I'm4336.94 taking4337.09 the4337.41 liberty4337.41 of4337.81 pasting4338.45 a4338.77 link4338.85 to4339.09 our4339.26 members4339.34 in4339.73 the4339.81 chat,4339.9 but4340.14 we4340.38 represent4340.53 about4341.26 a4341.65 hundred4341.73 companies4342.22 throughout4343.01 the4343.34 innovation4343.57 ecosystem4344.14 here4345.36 in4345.68 support4345.92 of4346.64 S4346.88 334347.12 and4348.16 h4348.4 80.4348.72 Indulge4350.64 a4351.04 little4351.2 bit4351.36 of4351.52 history.4351.76 California4352.64 is4353.2 the4353.28 first4353.44 state4353.68 to4353.92 enact4354 a4354.4 comprehensive4354.56 consumer4355.12 data4355.6 privacy4355.84 law.4356.32 74357.12 years,4357.44 multiple4358.7 amendments4359.19 to4359.82 enforcement4360.06 agencies4360.7 later,4361.19 that4361.51 is4361.66 still4361.82 evolving.4362.15 A4363.51 Washington4363.74 state4364.39 senator4364.7 witnessed4365.51 that4365.9 and4366.15 sought4366.31 to4366.47 develop4366.55 a4367.02 data4367.27 privacy4367.51 law4368.06 that4368.31 was4368.47 clear4368.7 and4369.02 explicit4369.27 in4369.9 statute4370.06 and4370.85 avoided4371.09 the4371.57 hassle4371.65 and4372.05 expense4372.29 of4372.61 constant4372.77 rulemaking4373.17 and4373.81 reinterpretation.4373.89 While4375.25 it4375.49 did4375.65 not4375.73 pass4376.53 in4377.01 that4377.01 senator's4377.17 home4377.65 state,4377.89 it4378.13 was4378.29 adopted4378.61 in4379.01 Virginia.4379.25
4380.61 Colorado4380.61 and4381.25 Connecticut4381.41 followed4381.97 and4382.77 expanded4384.45 upon4385.01 that4385.65 framework.4385.97 It4387.1 has4388.55 been4388.78 the4389.02 subject4389.1 of4389.51 multiyear4390.55 public4391.43 stakeholder4391.82 meetings4392.39 in4392.78 over4393.74 a4393.98 dozen4394.06 states4394.39 and4395.66 in4396.47 hearings4396.7 and4397.34 stakeholder4397.98 processes4398.64 that4398.96 include4399.2 many4399.52 of4399.76 the4400 folks4400.08 that4400.48 you4400.64 will4400.8 hear4400.88 from4401.12 today.4402 The4402.24 result4402.32 is4402.72 a4402.8 comprehensive4402.96 risk-based4404.08 framework4404.4 of4404.96 consumer4405.12 rights4405.6 over4405.92 how4406.16 their4406.32 data4406.48 is4406.72 collected4406.88 and4407.2 used4407.36 and4407.68 who4407.92 controls4408.16 the4408.56 responsibilities4408.72 to4409.52 those4409.68 consumers4409.92 and4410.56 to4410.72 the4410.8 protection4410.88 of4411.28 that4411.44 enforced4411.97 by4412.2 the4412.45 state's4412.6 attorney4413.01 general.4413.41 It's4414.05 a4414.2 model4414.28 that4414.6 has4414.69 been4414.85 thoroughly4415.01 vetted4415.41 and4415.65 adopted4415.89 in4416.28 red,4416.52 blue,4416.85 and4417.09 purple4417.24 states,4417.65 including4418.45 our4418.77 New4418.93 England4419.09 neighbors4419.41 in4419.73 Connecticut,4419.81 New4420.36 Hampshire,4420.52 and4421.09 Rhode4421.32 Island.4421.48 This4423.01 is4423.16 where4423.24 I4423.48 acknowledge4423.56 that4424.13 compliance,4425.09 even4427.08 with4427.4 a4427.8 standard4428.92 model,4429.24 is4429.88 not4430.12 free.4430.36 This4430.68 does4430.92 come4431.08 at4431.32 a4431.56 cost4431.64 to4432.28 companies,4432.68 including4433.32 my4433.8 own.4433.96 However,4435.16 by4435.96 following4436.2 a4436.52 model4436.6 that4436.92 is4437.08 already4437.24 in4437.64 place,4437.72 the4438.2 cost4438.36 to4438.68 companies4438.84 doing4439.24 business4439.61 in4439.78 the4439.94 commonwealth4439.94 is4440.57 orders4440.81 of4441.14 magnitude4441.3 less4441.94 than4442.18 if4442.49 the4442.81 state4442.98 advances4443.22 its4443.85 own4444.02 unique4444.34 standard,4444.66 which4445.38 would4445.53 require4445.78 custom4446.18 compliance4446.66 solutions.4447.06
4448.26 Other4448.26 comprehensive4448.57 bills4449.45 on4449.78 the4449.94 docket4450.02 today4450.41 include4451.06 provisions,4451.53 as4452.02 you've4452.18 heard,4452.34 that4452.57 deviate4452.74 significantly4453.14 from4453.85 the4454.1 standard4454.1 in4454.49 184454.88 states.4455.12 They4456.24 rely4456.48 on4456.8 novel4457.92 definitions4458.48 and4459.52 are4459.68 enforced4459.84 with4460.24 private4460.4 rights4460.8 of4460.92 action,4461.04 which4461.92 is4462.08 something4463.04 that,4463.36 as4463.36 you4463.44 heard,4463.6 is4463.84 not4464.08 enforced4464.56 in4465.12 any4465.36 comprehensive4465.92 data4466.56 privacy4466.72 regime4467.2 elsewhere.4467.52 So4468.4 we4468.56 make4468.72 Massachusetts4469.12 an4469.76 outlier,4469.84 harming4470.24 our4470.64 competitiveness4470.88 and4471.52 creating4471.76 significant4472.4 confusion4473.03 and4473.44 cost.4473.6 There4474.8 are4474.95 also4475.11 a4475.44 number4475.52 of4475.76 standalone4475.84 bills4476.31 on4476.64 the4476.72 docket4476.88 to4477.28 protect4477.44 certain4477.84 types4478.24 of4478.48 data,4478.64 whether4478.95 that4479.28 be4479.44 biometrics,4479.76 location,4480.48 or4481.03 neural4481.35 data,4481.68 and4482.31 there4482.56 are4482.8 bills4482.88 in4483.03 other4483.2 committees4483.35 that4484.07 would4484.16 safeguard4484.4 health4485.28 information.4486.26 I4487.38 understand4487.46 that4487.94 there4488.26 may4488.58 be4488.74 an4488.82 instinct4488.98 after4489.38 taking4489.7 hours4490.02 of4490.34 testimony4490.42 today4490.9 that,4491.7 to4492.74 determine4492.9 this4493.3 complex4493.62 subject4494.34 and4494.74 maybe4494.82 an4495.62 incremental4495.78 approach4496.5 is4496.98 better4497.14 over4497.7 the4497.94 low4498.02 hanging4498.31 fruit,4498.63 like4498.78 location4499.19 or4499.66 health4499.91 information.4500.23 But4501.74 going4502.23 with4502.47 a4502.55 piecemeal4502.7 approach,4503.1 we4503.82 argue,4503.99 is4504.47 more4504.78 complicated4505.03 from4505.59 a4505.74 policy4505.82 perspective4506.15 and4506.7 still4507.35 requires4507.66 a4508.15 complex4508.31 compliance4509.35 infrastructure.4509.91 Leaving,4511.1 leveraging4511.82 the4512.23 work4512.31 of4512.7 more4512.96 than4513.12 a4513.24 dozen4513.36 states4513.68 and4513.92 implementing4514.24 an4514.8 interoperable4514.96 standard4515.52 is4516 the4516.24 low-hanging4516.56 fruit.4516.96 We4517.76 ask4518.08 that4518.32 you4518.48 advance4518.64 S4519.04 334519.2 and4519.68 H4519.76 80.4519.92 Thank4520.72 you.4520.96
FARLEY-BOUVIER4523.12 -4523.12 Thank4523.12 you,4523.36 Chris.4523.6 Are4524 there4524.24 questions4524.4 from4524.72 the4524.96 committee?4525.12 Senator?4526.65
MOORE4528.41 -4528.41 Thank4528.41 you.4528.65 Good4530.09 afternoon,4530.34 Chris.4530.73 A4531.3 quick4531.38 question4531.61 for4531.94 you.4532.09 Do4532.34 you4532.49 think4532.57 the4532.9 AG4533.14 has4533.61 the4533.94 resources4534.9 to4535.94 handle4536.09 the4537.05 number4537.22 of4537.45 complaints4537.61 that4538.01 could4538.49 possibly4538.65 come4538.65 in?4538.81
4540.79 GILREIN4540.79 -4540.79 So4540.79 what4541.19 we've4541.43 seen,4541.67 and4543.27 what4543.43 we've4543.51 discussed4543.83 in4544.39 other4544.63 states4544.87 where4545.59 we've4545.83 had4546.07 this4546.23 conversation,4546.55 is,4547.19 the4548.79 states4549.03 can4549.91 create4550.15 a4550.95 separate4551.67 fund4552.15 where4553.18 the4553.73 proceeds4553.97 from4554.53 any4554.85 successful4555.49 enforcement4555.97 action4556.45 would4557.18 go.4557.65 Would4557.81 you4557.81 support4558.05 future4558.69 enforcement4559.09 actions?4559.57 It's4560.45 a4560.61 concept4561.97 that4562.38 we've4562.53 discussed4562.85 in4563.26 other4563.41 states.4563.65 I4564.77 don't4565.26 know4565.49 for4566.36 a4566.52 fact4566.6 that4566.84 it's4567 been4567.24 enacted4567.8 elsewhere,4568.28 but4568.76 it's4568.92 something4569.08 that4570.12 we'd4570.2 certainly4570.52 be4571 able4571.08 to4571.32 do.4571.56
4572.68 MOORE4572.68 -4572.68 So,4573.24 just4573.48 so,4573.72 if4573.96 you'd4574.12 if4574.76 we4575 need4575.16 to4575.32 create4575.48 a4576.04 fund4576.28 with4576.52 additional4576.68 resources,4577.16 then4577.64 I4577.8 would4577.88 say4578.12 that4578.52 the4578.84 AG4579.08 does4579.48 not4579.64 have4579.88 the4580.04 resources4580.2 would4581.64 not4581.88 possibly4582.16 have4582.32 the4582.48 resources?4582.65
4584.24 GILREIN4584.24 -4584.24 I4584.24 would4584.4 say4584.56 that4584.8 if4585.05 the4585.6 AG's4586.01 office4586.48 does4586.8 not4586.97 feel4587.13 that4587.28 they4587.44 do4587.6 have4587.84 the4588.01 resources,4588.16 that's4588.56 an4589.2 avenue4589.36 that4589.76 we've4590.09 seen4590.4 discussed4590.73 elsewhere.4591.2
4592.32 MOORE-4592.32 Okay.4592.32 Alright.4592.73 Thank4592.97 you.4593.13
4595.2 FARLEY-BOUVIER4595.2 -4595.2 Thank4595.2 you,4595.44 Senator.4595.69 Anybody4596.4 else4596.89 on4597.05 the4597.2 committee?4597.36 Chris,4599.26 I4600.22 have4600.3 a4600.42 couple4600.54 of4600.86 questions4600.94 for4601.26 you.4601.42 Let's4603.5 talk4603.82 about4604.14 data-level4604.86 versus4605.18 entity-level4606.14 exemptions4606.62 that4607.26 are4607.5 in4607.66 several4608.38 other4608.7 states.4609.02 Why4609.5 don't4609.74 you4609.9 just4610.06 talk4610.46 about4610.7 the4610.94 difference4614.49 between4614.66 the4614.83 24615 of4615.17 them?4615.34
4615.51 GILREIN4615.51 -4615.51 Yeah,4615.51 absolutely.4615.68 So,4615.84 the4616.97 vast4618.01 majority4618.32 of4618.73 states4618.89 have4620.01 to4623.31 as4623.39 entity-level4623.63 exemptions.4624.43 These4625.79 are4626.03 industries4626.51 that4627.15 are4627.39 covered4628.67 under4629.31 any4630.19 14630.43 of4630.59 the4630.75 various4630.91 alphabet4632.27 of4632.91 federal4633.95 data4634.43 privacy4634.67 laws,4635.23 and4637.7 so,4638.02 in4639.85 order4640.1 to4640.26 avoid4640.66 layering4641.53 state4644.26 law4644.66 over4645.06 laws4645.45 that4645.78 these4645.94 companies4646.1 are4646.49 already4646.66 complying4647.85 with,4648.34 they4649.22 are4649.53 exempted4649.94 from4650.49 the4650.81 state4650.98 laws.4651.22
4653.28 FARLEY-BOUVIER4653.28 -4653.28 Laws.4653.28 Okay.4653.68 So4654.08 to4654.64 clarify,4654.88 for4656.24 the4656.72 definition4657.44 of4657.44 the4657.68 members4657.76 of4658.16 the4658.24 committee,4658.32 the4660.48 idea4660.64 is4661.04 if4661.36 you4661.6 are4662.48 already4662.64 complying4663.28 with,4664 for4664.32 example,4664.56 HIPAA4665.04 or4666.32 GLBA4667.48 BA,4667.89 then4669.16 you're4669.56 complying4671.24 with4671.73 these4673.16 robust4675.01 protection4675.01 laws4675.65 of4675.97 the4676.05 federal4676.2 government.4676.52 So4676.93 why4677.24 layer4677.56 the4678.28 state4678.52 law4679.16 on4679.4 it?4679.65 Is4679.73 that4679.89 what4680.05 you're4680.2 saying?4680.44
4682.14 GILREIN4682.14 -4682.14 Accurate.4682.14
FARLEY-BOUVIER4682.78 -4682.78 Okay.4682.78 So4683.42 my4684.06 concern4684.38 is4685.02 that4685.5 GLBA,4686.14 for4687.34 example,4687.5 was4688.86 created,4689.1 I4689.58 think,4689.66 in4689.9 1996.4690.14 And4692.38 if4692.62 I4692.86 have4693.02 it4693.26 right,4693.42 that4693.9 is4694.14 when4694.3 Motorola4694.62 first4695.76 introduced4695.84 the4697.11 first4697.27 flip4697.6 phone.4699.76 Okay?4700.72 Now,4700.95 I4701.19 think4701.27 that4701.52 it's4701.76 important4701.76 to4702.23 understand4702.56 how4703.35 far4703.6 technology4703.99 has4704.72 gone4704.95 since4706.56 19964707.03 and4707.99 to4708.23 kind4708.4 of4708.56 put4708.72 that4708.8 into4709.03 context.4709.35 Also,4711.48 the4712.92 world4713.8 of4714.36 data4714.6 collection,4715 because4716.12 we4716.6 have4716.76 these4717 devices,4717.32 you4718.04 know,4718.12 at4718.36 our4718.52 in4718.76 our4718.92 pockets4719.08 and4719.56 on4720.2 our4720.36 wrists4720.6 and4720.92 now4721.16 fingers4721.48 and4722.04 in4722.44 our4722.68 homes,4722.84 collecting4723.48 data4723.96 like4724.78 the4724.94 temperature4725.18 in4725.59 your4725.66 house4725.9 or4726.14 how4727.18 often4727.43 you4727.66 use4727.82 your4727.98 lights,4728.22 all4728.63 these4728.7 different4728.86 things,4729.26 means4731.43 that4731.74 so4732.06 much4732.3 more4732.63 data4733.02 is4733.66 being4733.82 collected.4734.39 And4735.26 so,4735.51 for4735.82 example,4736.06 let's4736.78 say4737.02 a4737.59 big4737.82 bank.4738.06 Right?4738.94
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4799.61 GILREIN4799.61 -4799.61 Sure.4799.61 So4800.89 from4801.05 Technet's4801.29 perspective,4801.77 the4803.45 support,4804.89 our4805.69 support4806.01 of,4806.57 the4807.53 entity4808.09 level4808.41 is4809.02 a4809.49 matter4809.57 of4809.98 consistency4810.14 across4810.26 states.4810.38 And4812.3 so4812.53 for4812.77 that,4812.94 for4814.06 the4814.61 consumer,4815.18 it4815.74 is,4816.14 again,4816.45 a4818.22 consistency4818.38 in4819.1 how4819.34 their4819.57 data4819.74 will4819.98 be4820.14 treated,4820.3 whether4820.61 they4820.94 are4821.26 commuting4821.66 to4822.38 Rhode4823.02 Island4823.26 or4824.22 New4824.3 Hampshire4824.7 or4824.98 what4825.26 have4825.34 you.4825.5 And4826.7 for4827.74 your4828.62 constituents4829.42 who4830.22 own4830.54 businesses,4830.78 consistency4832.46 is4833.18 important4833.18 in4833.18 how4833.9 they4834.62 are4834.86 going4835.02 to4835.18 be4835.34 held4835.5 to4835.66 a4836.06 standard.4836.3
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11451.75 JONATHAN11451.75 COHN11451.75 -11451.75 PROGRESSIVE11451.75 MASSACHUSETTS11451.75 -11451.75 S19711451.75 -11451.75 HB11451.75 8611451.75 -11451.75 Chair.11451.75 Good?11453.26 Okay.11453.58 Awesome.11453.9 Thank11454.55 you11454.94 so11455.1 much.11455.26 Chair11455.98 Farley-Bouvier,11456.94 Chair11457.18 Moore,11457.18 and11457.42 members11457.58 of11457.9 the11458.06 joint11458.23 committee11458.47 on11458.94 advanced11459.18 information11459.58 technology,11460.15 Internet,11460.7 and11461.21 cyber11461.21 security.11461.53 My11462.57 name11462.73 is11462.81 Jonathan11462.97 Cohn.11463.37 I'm11463.61 the11463.69 policy11463.85 director11464.17 of11464.41 Progressive11464.57 Massachusetts,11464.97 a11466.09 statewide11466.09 advocacy,11466.57 grassroots11467.21 advocacy11467.69 group11468.09 fighting11468.33 for11468.57 a11468.73 more11468.81 equitable,11468.97 just,11469.37 sustainable,11469.69 and11470.17 democratic11470.25 commonwealth.11470.81 As11472.25 many11472.41 others11472.73 have11472.97 done11473.29 before,11473.61 we11474.17 urge11474.33 you11474.57 to11474.65 give11474.81 a11474.97 favorable11475.05 report11475.53 to11475.85 S11477.16 197,11477.56 which11477.56 enacts11477.56 to11477.56 protect11477.88 safety11478.27 and11478.6 privacy11478.76 by11479.16 stopping11479.32 the11479.64 sale11479.72 of11479.95 location11480.03 data,11480.44 and11481 H11481.24 86,11481.48 which11482.03 enacts11482.35 to11482.35 protect11482.44 location11482.83 privacy.11483.24 There11484.76 were11485 many11485.16 other11485.4 excellent11485.56 bills11485.88 that11486.19 people11486.35 testified11486.68 on11487.08 today,11487.24 and11487.48 so11487.64 I'll11487.88 give11488.03 a11488.19 shout-out11488.44 to11488.6 those11488.68 of11488.92 the11489 many11489.16 steps11489.4 to11490.35 support11490.52 privacy11490.83 rights.11491.32 To11492.57 give11492.73 a11492.89 recent11493.05 example,11493.45 this11494.25 Saturday,11494.49 tens11495.21 of11495.45 thousands11495.53 of11495.93 Massachusetts11496.01 residents11496.81 rallied11497.29 to11497.69 protest,11497.85 kind11498.73 of11498.89 the11499.05 chaos,11499.13 cruelty,11499.53 and11499.77 encryption11499.77 of11500.17 the11500.25 Trump11500.41 administration.11500.65 That11501.69 may11501.85 include11502.01 some11502.33 of11502.57 you.11502.65 Here,11503.29 if11504.09 you11504.17 attended11504.25 a11504.65 rally,11504.73 you11505.05 know11505.21 when11505.37 you11505.61 arrived11505.69 and11506.09 when11506.17 you11506.4 left11506.64 and11506.88 where11507.11 you11507.35 went11507.51 next.11507.67 Your11508.72 friends11508.95 and11509.11 family11509.27 might11509.67 not11509.83 know11510.8 that11510.95 too11511.11 if11511.35 you11511.51 texted11511.59 them.11511.91 But11513.35 do11514.07 you11514.15 know11514.23 who11514.4 doesn't11514.64 need11514.95 to11515.11 know11515.19 that11515.35 information?11515.59 Somebody11516.31 like11516.64 Elon11516.88 Musk,11517.19 bad11517.75 actors11517.99 seeking11518.4 to11518.64 surveil,11518.8 protesters11519.89 exercising11520.29 their11520.85 first11521.09 amendment11521.25 rights,11521.65 the11522.21 list11522.37 goes11522.61 on.11522.85
11523.97 As11523.97 folks11524.21 before11524.45 me11524.69 have11524.85 noted,11525.09 right11525.49 now,11525.57 there's11525.81 there11526.13 are11526.37 no11526.53 laws11526.69 preventing11527.01 anyone11527.97 with11528.37 a11528.53 credit11528.61 card11528.93 from11529.09 purchasing11529.25 cell11529.73 phone11529.97 location11530.13 data.11530.61 The11531.57 purchase11531.65 and11532.05 sale11532.13 of11532.52 that11532.6 data11532.77 can11533.17 empower11533.41 bad11533.81 actors.11534.05 Right-wing11534.93 extremists11535.25 seeking11535.73 to11535.97 target11536.05 individuals11536.44 seeking11537.01 abortion11537.25 care11537.65 or11537.89 gender11538.05 affirming11538.36 care,11538.85 domestic11539.41 abusers11539.89 seeking11540.36 to11540.6 track11540.77 their11541.01 victims,11541.25 predatory11542.05 bosses11542.69 seeking11543.17 to11543.49 spy11543.57 on11543.81 their11543.89 employees,11544.13 and11544.76 the11545 list11545.08 goes11545.4 on.11545.64 And11546.52 by11546.68 attacking11546.84 privacy11547.88 rights,11548.2 it11549.56 also11549.8 weakens11550.2 the11550.52 basic11550.68 rights11551 of11551.24 free11551.4 expression11551.64 and11551.96 dissent11552.12 in11552.44 democracy.11552.6 We11553.88 have11553.96 already11554.12 seen,11554.92 as11555.4 folks11555.4 before11555.64 me11555.88 have11556.04 noted,11556.2 that11556.52 the11556.6 Trump11557.48 administration11557.72 detained11558.2 and11558.52 threatened11558.68 to11559 deport11559.08 students11559.48 merely11560.02 for11560.18 the11560.34 act11560.58 of11560.82 attending11560.98 protests,11561.53 and11562.42 they11562.58 are11562.74 not11562.9 subtle11563.14 about11563.45 their11563.69 desire11563.94 to11564.34 ramp11564.5 up11564.74 targeting11564.9 and11565.45 to11565.61 target11565.77 citizens11566.1 as11566.66 well.11566.74 And11567.61 we11567.77 should11567.94 not11568.1 be11568.26 giving11568.42 them11568.74 any11569.22 more11569.45 tools11569.61 to11570.02 do11570.1 so.11570.26 Azure11571.3 Chamber11571.69 deliberates11572.02 on11572.58 our11572.74 Commonwealth's11572.82 response11573.45 to11573.94 what's11574.18 happening11574.42 in11574.82 DC.11574.9 We11576 urge11576.16 you11576.32 to11576.4 make11576.56 this11576.72 bill11576.88 a11577.04 part11577.2 of11577.44 it.11577.52 211578.32 5011578.56 years11578.88 ago11579.12 this11579.44 month,11579.6 Massachusetts11580.08 was11580.72 the11580.96 site11581.04 of11581.28 taking11581.36 a11581.68 stand11581.84 against11582.08 the11582.4 abuses11582.56 of11582.88 civil11583.44 liberties,11583.84 and11585.12 so11585.28 that's11585.44 a11585.6 legacy11585.68 that11586.08 we11586.24 should11586.32 continue.11586.56 So11587.12 thank11587.36 you11587.52 again11587.68 for11588 being11588.16 here11588.4 this11588.56 afternoon.11588.8
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11688.17 Human11688.17 Rights11688.33 Council11688.65 declared11689.05 that11689.44 the11689.6 same11689.77 rights11690 that11690.41 people11690.57 have11690.97 offline11691.28 must11692.25 also11692.41 be11692.81 protected11693.05 online,11693.69 including11694.17 the11694.65 right11694.81 to11694.97 privacy.11695.13 However,11696.57 these11696.97 technologies11697.21 we11697.77 use11697.93 have11698.17 become11698.33 so11698.73 complex11698.97 that11699.37 it11699.53 can11699.61 feel11699.77 almost11700.01 impossible11700.33 for11700.89 us11701.05 to11701.21 protect11701.37 our11701.77 data,11702.01 even11702.97 as11703.21 individuals,11703.37 since11704.02 location11704.27 and11704.83 identifying11705.07 data11705.7 can11706.1 be11706.35 gathered11706.5 from11706.91 so11707.15 many11707.31 different11707.55 sources,11707.86 including11708.67 GPS,11709.31 Wi11709.94 Fi,11710.1 Bluetooth,11710.5 innocent11711.55 seeming11712.02 apps,11712.5 and11712.75 even11712.99 motion11713.31 sensors11713.7 on11714.19 our11714.35 phones.11714.58 As11715.55 so11715.7 many11715.86 people11716.1 have11716.35 said,11716.5 data11716.83 about11717.55 where11717.78 we11717.94 go11718.1 and11718.19 whom11718.35 we11718.58 see11718.75 should11718.99 not11719.15 be11719.31 for11719.77 sale11719.93 to11720.17 the11720.21 highest11720.25 bidder.11720.73 Without11721.69 such11722.01 a11722.25 law11722.33 that11722.57 protects11722.73 our11723.21 data,11723.45 Massachusetts11723.85 residents11724.41 and11725.05 visitors11725.29 face11725.77 growing11726.09 new11726.49 threats11726.65 to11727.37 our11727.53 fundamental11727.69 freedoms11728.17 and11728.57 our11728.81 personal11728.97 safety,11729.37 as11729.69 so11729.93 many11730.17 here11730.41 have11730.73 so11730.97 well11731.21 described.11731.45 This11732.5 bill11732.66 strongly11732.82 protects11733.3 us,11733.53 and11733.77 it's11734.01 more11734.25 than11734.5 fair11734.82 in11735.61 that11735.77 it11736.01 simply11736.17 requires11736.5 companies11736.98 who11737.3 want11737.53 to11737.69 use11737.77 our11737.93 data11738.09 to11738.42 get11738.5 our11738.66 consent11738.82 first,11739.22 and11739.45 it11739.69 still11739.77 allows11740.09 for11740.42 positive11740.66 use,11741.06 such11741.77 as11742.01 during11742.17 emergencies.11742.5 I11743.53 ask11743.61 all11743.85 of11744.01 you11744.09 to11744.25 please11744.43 pass11744.67 this11744.91 important11745.15 bill11745.47 to11745.71 protect11745.87 the11746.27 people11746.35 of11746.67 Massachusetts.11746.75 I11747.87 want11748.03 to11748.19 thank11748.27 the11748.51 committee11748.67 and11748.99 its11749.23 chairs,11749.39 Senator11750.11 Michael11750.51 Moore11750.75 and11750.99 Representative11751.23 Tricia11751.71 Fairley11752.11 Bovier,11752.83 as11753.47 well11753.71 as11753.87 the11753.95 sponsors11754.11 and11754.59 cosponsors11754.75 of11755.39 the11755.55 bill,11755.71 which11756.11 I'm11756.35 proud11756.51 to11756.75 say11756.83 include11757.07 my11757.39 own11757.55 Senator11758.11 James11758.67 B.11758.99 Eldridge,11759.23 for11760.38 all11760.61 your11760.85 work11760.94 to11761.25 stand11761.33 strong11761.66 and11762.06 to11762.3 fight11762.45 to11762.61 protect11762.69 the11763.02 liberty,11763.17 freedom,11763.66 and11763.98 privacy11764.22 of11764.69 the11764.94 people11765.1 of11765.42 our11765.5 state.11765.66 Thank11766.3 you11766.53 for11766.69 your11766.85 public11767.02 service11767.33 and11767.66 your11767.74 dedication11767.98 to11768.45 the11768.61 people11768.69 of11768.94 Massachusetts.11769.1
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FARLEY-BOUVIER14188.21 -14188.21 And14188.21 alright.14188.53 Is14188.93 it14189.18 a14189.65 bill14189.81 like14190.13 this14190.38 or,14190.7 you14191.73 know,14191.81 squashing14192.45 innovation?14193.25
14195.09 NIQUETTE14195.09 -14195.09 Not14195.09 at14195.41 all.14195.65 I14195.81 think14195.89 this14196.13 honestly14196.3 encourages14196.77 innovation.14197.25 And14198.42 I14198.58 think,14198.66 ultimately,14198.9 this14199.46 is14199.7 about14199.86 trust.14200.18 Right?14200.5 For14200.82 us,14200.98 social14202.34 care14202.66 data14202.9 relating14203.3 to14203.62 your14203.78 housing14204.02 status,14204.34 your14204.66 food14204.82 insecurity14205.94 needs14206.1 to14206.34 be14206.42 protected.14206.66 And14207.14 if14207.3 folks14207.46 don't14207.7 feel14207.86 like14208.02 their14208.18 data14208.42 is14208.82 being14208.98 protected,14209.3 they14210.74 aren't14210.9 going14211.22 to14211.46 trust14211.54 the14211.86 systems14211.94 and14212.74 platforms14212.99 that14213.95 can14214.11 help14214.27 them,14214.43 hopefully,14214.83 at14215.55 the14215.63 end14215.7 of14215.86 the14215.95 day.14216.02
FARLEY-BOUVIER14216.82 -14216.82 Thank14216.82 you14217.06 so14217.22 much.14217.38 Appreciate14218.27 your14218.66 testimony14218.82 today.14219.46 We're14220.03 gonna14220.18 now14220.5 move14220.75 on14220.9 to14221.14 Olga14221.3 Medina.14221.71 And14222.58 then14222.82 up14223.22 next14223.46 is14223.86 Sarah14224.26 Guggenhagen.14225.46 I'm14227.68 sure14228 I14228.24 got14228.32 that14228.56 right14228.72 from14228.96 Epic14229.2 Go14230.4 ahead14230.56 Olga14230.88
14232.16 OLGA14232.16 MEDINA14232.16 -14232.16 BSA14232.16 -14232.16 SB14232.16 3314232.16 -14232.16 HB14232.16 8014232.16 -14232.16 (14232.16 R)14232.16 Thank14232.16 you.14232.4 Good14232.64 afternoon,14232.88 members14233.36 of14233.6 the14233.84 committee.14233.92 My14234.48 name14234.64 is14234.8 Olga14234.96 Medina,14235.28 and14235.84 I14236.08 represent14236.24 the14236.8 Business14236.96 Software14237.36 Alliance.14239.04 We14239.2 are14239.2 the14239.36 leading14239.52 advocate14239.92 for14240.4 the14240.64 global14240.72 software14241.44 industry,14241.68 so14243.33 our14243.57 members14243.82 make14244.69 the14244.93 business-to-business14245.57 technologies14246.05 used14246.69 by14246.93 companies14247.18 in14248.05 every14248.3 sector14248.53 of14248.86 the14249.01 economy.14249.25 BSA14250.53 strongly14251.01 supports14251.5 a14251.89 comprehensive14252.05 national14253.01 framework14253.5 that14254.05 provides14254.22 consumers14254.61 with14255.17 meaningful14255.33 rights14255.89 over14256.22 their14256.46 personal14256.69 data,14257.17 but14258.09 we14258.33 also14258.41 recognize14258.97 that14259.45 states14259.77 are14260.17 leading14260.81 in14261.37 adopting14261.61 privacy14262.17 laws,14262.73 and14263.21 we14263.45 welcome14263.69 your14264.09 committee's14264.41 careful14264.97 consideration14265.37 of14266.57 privacy14266.81 issues.14267.29 My14268.33 testimony14268.49 today14269.13 focuses14269.53 on14270.42 BSA's14270.58 core14271.14 priorities14271.46 in14272.18 privacy14272.42 legislation,14272.9 which14274.18 include14274.42 promoting14275.38 interoperability14276.1 with14276.98 existing14277.22 state14277.7 privacy14278.02 laws,14278.5 distinguishing14279.86 between14280.42 controllers14280.9 and14281.46 processors,14281.7 focusing14283.24 on14283.8 consumer14284.04 privacy14284.6 by14285.24 exempting14285.56 employee14286.36 data,14286.92 and14287.72 providing14287.96 for14288.52 exclusive14288.84 AG14289.56 enforcement.14290.04
14291.4 First,14291.4 we14291.8 urge14292.04 the14292.36 committee14292.52 to14292.92 recognize14293.08 the14293.72 value14293.88 in14294.36 adopting14294.6 a14295.08 privacy14295.24 law14295.8 that's14296.2 consistent14296.52 with14297.16 other14297.4 state14297.72 laws.14298.04 To14298.95 date,14299.03 nearly14299.51 all14300.07 states14300.31 have14300.63 agreed14300.88 on14301.27 the14301.44 same14301.59 structural14301.99 model14302.47 for14302.88 protecting14303.19 privacy14303.75 but14304.71 have14304.95 adjusted14305.27 that14305.75 model14305.99 to14306.39 provide14306.55 different14307.11 levels14307.44 of14308.31 substantive14308.55 protections14309.35 for14309.83 consumers.14310.15 To14311.19 illustrate14311.44 the14311.91 broad14312.07 consistency14312.39 across14313.4 state14313.64 privacy14314.04 laws,14314.44 BSA14315.64 has14316.12 published14316.36 a14316.76 document14316.92 cataloguing14317.64 different14318.76 models14319.08 of14319.48 state14319.64 privacy14319.96 legislation,14320.52 and14321.4 we14321.64 believe14321.8 that14322.2 214322.44 bills14322.68 before14323.08 the14323.4 committee,14323.64 SB14324.52 3314324.84 and14325.48 HB14325.8 80,14326.28 also14327.05 known14327.36 as14327.52 the14327.77 Massachusetts14328 Consumer14328.8 Data14329.36 Privacy14329.69 Act,14330.16 promote14330.88 a14331.28 consistent14331.44 approach14331.92 to14332.41 protecting14332.56 consumer14333.13 privacy14333.69 and14334.49 should14334.72 guide14334.88 the14335.21 committee's14335.36 approach14335.92 to14336.32 privacy14336.49 legislation.14337.05 We14338.32 also14338.56 encourage14338.8 you14339.21 to14339.36 distinguish14339.52 between14340 controllers14340.32 and14340.88 processors.14341.05
14342.2 Leading14342.2 global14342.44 and14342.84 state14343 privacy14343.32 laws14343.72 reflect14344.04 the14344.36 fundamental14344.52 distinction14345.16 between14345.72 processors,14346.12 which14346.92 handle14347.16 data14347.48 on14347.88 behalf14348.04 of14348.44 another14348.6 company,14349 and14349.56 controllers,14349.88 which14350.84 decide14351.16 when14351.64 and14351.88 why14352.12 to14352.44 collect14352.68 a14353.08 consumer's14353.16 personal14353.8 data.14354.2 Privacy14354.84 law14355.4 should14355.64 also14355.88 create14356.12 important14356.52 but14357.32 different14357.49 obligations14357.88 for14358.52 both14358.77 controllers14359.08 and14359.57 processors14359.8 that14360.69 reflect14361 their14361.56 different14361.72 roles.14362.05 BSA14363.16 also14363.72 supports14364.05 focusing14364.44 consumer14364.92 privacy14365.49 laws14365.88 on14366.44 consumers.14366.69 To14367.64 do14367.8 that,14367.88 a14368.21 privacy14368.36 law14368.77 should14369 clearly14369.24 define14369.72 consumers14370.13 and14370.77 exclude14371.43 individuals14371.75 acting14372.31 in14372.63 an14372.79 employment14372.95 contest.14373.59 Furthermore,14374.47 we14375.11 urge14375.27 the14375.51 legislature14375.67 to14376.23 advance14376.39 privacy14376.87 legislation14377.19 that14377.75 provides14377.91 strong14378.71 and14379.03 exclusive14379.19 enforcement14380.55 by14381.11 the14381.27 state's14381.43 attorney14381.75 general.14382.07 State14382.79 attorneys14383.03 general14383.43 have14383.75 a14383.91 strong14383.99 track14384.39 record14384.63 of14384.95 enforcing14385.03 privacy-related14385.99 laws14386.39 and14387 should14387.24 be14387.48 provided14387.72 with14388.13 the14388.28 resources14388.52 to14389.08 enforce14389.32 any14390.05 new14390.28 state14390.52 privacy14390.76 law14391.24 in14391.4 Massachusetts.14391.64 So,14392.68 to14392.84 conclude,14393 I'd14393.4 like14393.64 to14393.8 thank14393.88 the14394.13 committee14394.2 for14394.6 the14394.76 opportunity14394.92 to14395.4 testify.14395.64 We14396.36 would14396.52 welcome14396.68 a14397 chance14397.16 to14397.4 discuss14397.56 these14397.88 issues14398.13 with14398.44 you14398.6 in14398.76 more14398.84 detail14399.08 as14399.4 you14399.56 continue14399.72 to14400.13 consider14400.28 this14400.68 important14400.92 topic.14401.48 Thank14401.96 you.14402.13
FARLEY-BOUVIER14402.82 -14402.82 Thank14402.82 you.14403.14 Well,14403.46 I14403.62 appreciate14403.7 it.14404.26 From14405.3 the14405.54 committee,14405.62 all14406.74 set.14407.06 We're14407.7 gonna14407.86 now14408.1 move14408.34 to14408.58 Sarah.14408.9 And14409.62 then14409.86 on14410.26 deck14410.5 is14411.38 Thomas14411.7 Kadri.14412.18
14414.5 SARAH14414.5 GEOGHEGAN14414.5 -14414.5 EPIC14414.5 -14414.5 HB14414.5 9914414.5 -14414.5 SB14414.5 4714414.5 -14414.5 (R)14414.5 Thank14414.5 you,14414.74 Chair14415.06 Moore,14415.3 Chair14415.62 Farley14415.94 Bouvier,14416.26 and14416.74 members14416.98 of14417.3 the14417.38 committee.14417.46 My14418.11 name14418.27 is14418.43 Sarah14418.59 Gagan,14418.99 and14419.39 I'm14419.47 senior14419.71 counsel14420.03 at14420.43 the14420.59 Electronic14420.83 Privacy14421.47 Information14421.88 Center,14422.35 or14422.75 EPIC.14422.99 EPIC14424.03 is14424.35 an14424.51 independent14424.75 research14425.31 and14425.63 advocacy14425.88 center14426.43 focused14426.75 on14427.15 protecting14427.39 privacy14427.88 in14428.27 the14428.43 digital14428.59 age.14428.99 I14430.11 am14430.27 here14430.43 to14434.41 surveillance14434.41 the14435.05 pricing14435.05 in14435.29 grocery14435.69 stores.14436.17 Surveillance14437.29 pricing14437.77 or14438.25 the14438.29 practice14438.33 of14438.97 changing14439.13 prices14439.45 for14440.09 the14440.17 same14440.33 good14440.49 based14441.05 on14441.37 a14441.45 person's14441.53 browsing14442.17 history14442.57 and14443.05 personal14443.37 information,14443.42 which14443.46 results14443.51 in14443.56 214443.6 people14443.65 seeing14443.7 214443.74 different14443.79 prices14443.83 for14444.08 Surveillance14458.49 pricing14459.21 is14459.69 fueled14459.94 by14460.33 over14460.65 collection14460.73 and14461.29 out14461.53 of14461.77 context14461.93 processing14462.49 of14463.05 our14463.21 personal14463.45 information,14463.93 but14464.81 this14465.05 practice14465.29 is14465.85 exponentially14466.17 more14466.73 invasive14466.97 when14467.37 it14467.61 uses14467.77 biometric14468.25 information.14468.89 Biometric14470.73 information14471.29 is14471.93 highly14472.09 sensitive14472.66 because14472.98 it14473.22 is14473.38 unique14473.55 to14473.94 each14474.1 individual14474.42 person,14474.98 and14475.63 unlike14475.86 a14476.1 credit14476.26 card14476.5 number,14476.74 it14477.22 cannot14477.38 be14477.78 changed14477.94 if14478.26 it's14478.42 been14478.58 breached.14478.82 This14480.02 information14480.26 is14480.82 too14481.06 sensitive14481.3 to14481.78 be14481.86 used14482.02 for14482.34 surveillance14482.5 pricing14482.98 purposes.14483.38 Surveillance14484.82 pricing14485.22 is14485.55 fueled14485.78 by14486.1 the14486.18 data14486.34 economy.14486.66
14487.85 Apps,14487.85 websites,14488.25 wearable14489.29 tech,14489.69 cars,14490.25 and14490.73 smart14490.97 devices14491.29 constantly14492.41 collect14493.05 information14493.37 about14493.85 us14494.17 and14494.65 share14494.89 this14495.13 information14495.29 with14495.93 data14496.17 brokers14496.41 and14496.89 advertisers14497.21 to14498.01 profile14498.17 us.14498.65 Surveillance14499.93 pricing14500.57 uses14500.97 these14501.38 profiles14501.61 to14502.09 deliver14502.33 prices14502.65 tailored14503.45 to14503.93 each14504.01 individual.14504.33 While14505.61 this14505.93 may14506.09 seem14506.33 like14506.57 a14506.81 neutral14506.97 or14507.53 even14507.69 benevolent14508.09 corporate14508.73 favor14509.21 to14509.53 us,14509.69 offering14510.25 a14510.73 nominal14510.89 discount14511.29 here14511.77 or14511.93 there,14512.17 this14513.21 practice14513.45 costs14514.17 consumers14514.85 more14515.49 money.14515.89 Consultants14517.09 recommend14517.73 surveilling14518.21 pricing14518.77 to14519.73 their14519.89 clients,14520.05 promising14521.01 their14521.49 profits14521.73 will14522.05 increase14522.37 214523.01 to14523.33 7%14523.49 in14524.45 as14524.69 little14524.85 as14525.17 314525.33 to14525.57 614525.73 months.14525.97 This14527.16 is14527.32 a14527.4 practice14527.48 in14527.56 which14528.28 companies14528.52 extract14529.32 and14530.05 exploit14530.28 our14531 personal14531.32 information14531.81 to14532.68 charge14532.92 us14533.24 the14533.4 highest14533.64 price14533.96 we14534.28 are14534.44 willing14534.52 to14534.84 pay.14535 This14535.96 is14536.13 corporations14536.37 increasing14537.24 their14537.72 profits14538.05 while14538.84 taking14539.09 money14539.4 out14539.72 of14539.88 our14540.05 pockets.14540.2 Surveillance14542.22 pricing14542.7 unlocks14543.1 an14543.74 even14544.14 more14544.38 nefarious14544.54 window14545.02 when14545.42 we14545.58 are14545.74 talking14545.9 about14546.14 essential14546.54 products14547.18 and14547.58 services.14547.74 Across14548.86 Massachusetts14549.26 and14549.9 across14550.06 the14550.38 country,14550.54 consumers14550.94 are14551.42 hurting.14551.58 Our14552.46 costs14552.78 are14553.1 increasing,14553.34 including14554.06 for14554.54 absolute14554.7 necessities14555.26 like14555.82 groceries.14556.06 Companies14557.22 should14557.7 not14557.94 be14558.1 able14558.26 to14558.59 further14558.82 exploit14559.22 our14559.78 personal14560.03 information14560.5 to14561.38 charge14561.55 us14561.87 higher14562.03 prices,14562.34 which14563.06 is14563.31 surveillance14563.7 pricing's14564.19 ultimate14564.59 goal.14565.06 I14566.03 support14566.19 Bill14566.59 H14566.82 9914567.06 and14567.55 S14567.7 4714567.94 to14568.82 prohibit14569.06 our14569.66 most14569.9 sensitive14570.14 information14570.7 from14571.42 being14571.58 used14571.82 to14572.78 charge14572.86 us14573.34 higher14573.74 and14573.98 higher14574.22 prices.14574.54 Thank14575.34 you14575.58 for14575.74 your14575.9 time14575.98 today.14576.3
MOORE14577.66 -14577.66 Thank14577.66 you14577.9 very14578.14 much.14578.3 Do14578.62 we14578.78 have14578.86 any14578.94 questions?14579.1 Oh,14581.18 I14581.34 guess14581.42 there's14581.7 no14581.78 114581.94 here.14582.1 Thank14583.94 you14584.19 very14584.35 thank14584.59 you14584.82 very14584.98 much.14585.14 Next,14586.35 we14586.66 have14586.82 Thomas14586.98 Kydre.14587.47 He's14590.19 still14590.42 here.14590.66
14592.59 SPEAKER714592.59 -14592.59 Hello.14592.59 Can14592.98 you14593.14 hear14593.22 me,14593.47 okay?14593.55
14593.94 SPEAKER614593.94 -14593.94 Oh,14593.94 virtually.14594.1 Okay.14594.59 I'm14594.91 sorry.14595.06 Yep.14595.38
THOMAS14597.22 KADRI14597.22 -14597.22 UGA14597.22 SCHOOL14597.22 OF14597.22 LAW14597.22 -14597.22 (14597.22 R14597.22 )14597.22 -14597.22 Perfect.14597.22 Thank14597.7 you14598.1 for14598.34 yeah.14599.14 Thank14599.38 you14599.54 for14599.7 the14599.86 opportunity14600.1 to14600.82 speak14600.98 with14601.3 you14601.46 today.14601.62 My14602.18 name14602.26 is14602.42 Thomas14602.66 Kadri,14602.98 and14603.46 I'm14603.7 a14603.86 law14604.1 professor14604.34 at14604.66 the14604.82 University14604.98 of14605.46 Georgia.14605.62 I'm14606.5 also14606.66 the14607.3 legislative14607.54 and14608.18 policy14608.34 director14608.82 at14609.38 Cornell's14609.54 clinic14610.5 to14610.98 end14611.06 tech14611.38 abuse.14611.62 My14612.68 work14613.08 focuses14613.4 on14613.88 technology-related14614.68 interpersonal14615.64 abuse.14616.2 So,14616.6 I14616.76 work14616.84 with14617.08 survivors14617.4 who14618.28 are14618.44 experiencing14618.68 this14619.4 abuse.14619.56 And14620.44 my14620.68 scholarship,14620.84 in14621.8 particular,14621.96 a14622.52 recent14622.6 article14622.92 that14624.04 I've14624.2 coauthored14624.47 with14624.95 Chinmayi14625.11 Sharma14625.67 and14626.15 Sam14626.55 Adler14626.87 called14627.35 Brokering14627.59 Safety,14628.23 explores14629.27 how14629.75 data14630.15 brokers14630.47 are14631.03 complicit14631.27 in14632.31 various14633.19 types14633.67 of14633.99 interpersonal14634.15 abuse.14634.71 And14635.59 I'm14635.83 here14636.07 today14636.31 really14636.63 just14636.87 to14637.19 make14637.67 the14637.91 point14638.07 that14638.55 others14638.79 have14639.33 made.14639.49 So14639.65 to14639.81 really14640.05 echo14640.29 it,14640.53 that14641.17 location14641.41 privacy,14641.89 in14642.93 particular,14643.09 is14643.73 a14644.05 huge14644.21 concern14644.61 for14645.09 survivors.14645.65
14646.85 Knowing14646.85 someone's14647.25 whereabouts14647.97 can14648.61 leave14648.77 them14649.01 intensely14649.73 vulnerable14650.29 when14651.01 they're14651.25 trying14651.41 to14651.73 escape14652.05 an14652.38 abusive14652.61 relationship14653.09 or14654.36 a14654.84 stalking14655 situation,14655.48 and14656.28 it14656.52 can14656.6 really14656.76 jeopardize14657.08 their14657.72 long-term14658.12 security14659 and14659.8 recovery.14660.76 And14661.88 this14662.04 is14662.2 in14662.36 part14662.44 because14662.68 companies14663.08 are14663.56 selling14663.8 vast14664.52 amounts14664.84 of14665.24 our14665.4 data14665.56 that14666.2 create14666.44 all14666.68 sorts14666.92 of14667.16 revealing14667.32 inferences.14667.72 And14668.91 for14669.15 survivors,14669.63 these14670.19 inferences14670.43 can14670.99 have14671.23 dangerous14671.63 and14672.11 even14672.43 deadly14672.67 consequences.14673.15 And14674.59 I'm14675.63 hesitant14675.79 to14676.99 repeat14677.79 what's14677.79 been14678.11 said14678.35 already.14678.51 And14678.83 in14679.07 the14679.23 interest14679.31 of14679.71 time,14679.79 maybe14680.11 I'll14680.35 just14680.51 try14680.67 and14680.83 say14680.99 something14681.15 that14681.39 I14681.63 haven't14681.88 heard14682.27 spoken14682.91 enough14683.39 about.14683.71 And14684.47 that's14684.71 the,14685.11 what14686.23 is14686.47 really,14686.71 I14686.95 think,14687.03 a14687.43 traumatic14687.59 burden14688.23 that14688.87 a14689.11 lot14689.27 of14689.43 survivors14689.59 now14690.15 face14690.47 in14690.79 the14690.95 digital14691.11 age14691.51 to14692.39 be14692.55 constantly14692.79 monitoring14693.51 online14694.15 for14695.27 traces14695.51 of14696.07 their14696.23 data.14696.47 Right?14697.17 So14697.32 there14697.49 are14697.56 risks14697.97 involved14698.28 in14698.76 their14698.93 data14699.17 being14699.4 shared,14699.73 and14700.52 those14700.61 risks14700.84 can14701.08 have14701.32 awful14701.49 consequences.14701.8 But14702.52 there's14702.68 also14702.93 this14703.24 added14703.49 burden14703.88 that14704.28 they14704.52 face14704.68 to14705.4 be14705.56 checking14705.73 up14706.13 for14706.76 what14707 is14707.24 out14707.56 there14707.73 about14708.05 them.14708.28
14709.24 And14709.24 this,14709.49 I14709.8 think,14709.88 can14710.21 be14710.45 triggering14711.25 and14711.65 distressing14711.89 for14712.37 them14712.53 in14712.77 a14712.85 way14712.93 that14713.09 is14713.25 underappreciated14713.65 because14715.01 it14715.33 forces14715.49 them14715.81 to14716.05 be14716.21 constantly14716.53 grappling14717.33 with14718.37 the14718.61 abuse14718.77 that14719.09 they've14719.25 already14719.49 faced14719.89 again14720.45 and14720.69 again14720.85 while14721.97 they14722.13 try14722.45 and14723.17 clear14723.41 up14723.65 any14723.81 digital14724.05 footprints14724.37 that14724.8 may14725.03 be14725.19 left.14725.36 And14725.68 data14725.92 brokers14726.15 are14727.12 really14727.36 kind14727.68 of14727.83 complicit14728 in14728.48 this.14728.56 And14729.27 so14729.51 laws14729.92 like14730.8 the14731.19 Location14731.43 Shield14731.92 Act14732.24 and14732.48 some14732.56 of14732.8 the14732.88 other14733.03 privacy14733.19 legislation14733.75 that14734.24 you14734.39 have14734.56 before14734.8 you14735.12 today14735.68 could14736.31 at14736.56 least14736.63 go14736.88 some14737.19 small14737.43 way14737.75 to14738.68 alleviating14739.48 that14740.28 burden14740.52 that14741.16 survivors14741.4 and14741.8 many14741.96 other14742.2 folks14742.44 face14743.32 to14744.2 be14744.44 engaging14744.6 in14745.08 this14745.24 kind14745.48 of14745.72 privacy14745.8 self-management14746.68 that14748.04 is14748.2 the14748.68 norm14748.84 of14749.16 today.14749.4 And14750.12 so14750.28 I14750.52 just14750.68 wanted14750.92 to14751.16 kind14751.32 of14751.4 highlight14751.56 that14751.88 because14751.96 I14752.28 hadn't14752.44 heard14753.08 that14753.63 element14753.8 of14754.27 this14754.43 situation14754.59 being14755.31 discussed14756.19 as14756.75 much.14756.92 And14757.88 so,14758.03 for14758.19 those14758.43 reasons,14758.59 I14758.99 commend14759.8 the14760.27 committee14760.36 and14760.92 those14761.39 of14761.55 you14761.72 who14761.88 are14762.03 proposing14763.07 and14763.95 supporting14764.19 the14764.68 Location14764.83 Shield14765.31 Act14765.63 and14765.88 other14766.11 bills14766.66 that14766.9 I14766.98 know14767.06 contain14767.46 similar14767.86 protections14768.9 in14769.38 there.14769.54 You14770.74 know,14770.98 lowering14771.38 the14771.86 chance14771.94 that14772.26 survivors'14772.5 location14772.98 data14773.46 can14774.42 be14774.66 bought14774.82 or14775.06 shared14775.22 with14775.54 their14775.7 abusers14775.86 would14776.82 be14777.7 a14778.1 huge14778.26 help14778.5 to14778.74 them.14778.82 And14779.06 so,14779.22 thank14779.97 you14780.21 again14780.61 for14780.85 allowing14781.09 me14781.25 to14781.97 testify14782.13 today.14782.61
14783.73 MOORE14783.73 -14783.73 Thank14783.73 you.14783.97 Thank14784.21 you14784.45 for14784.61 waiting14784.77 this14785.57 afternoon.14785.89 Any14788.45 questions,14788.69 Steve?14789.01 No.14789.41 No?14789.89 Okay.14789.97 So14790.53 next,14790.77 we14791.01 have14791.25 a14791.49 panel.14791.65 Roy14792.58 Rindberg.14792.74 Do14794.42 you14794.58 see14794.58 it14794.7 with14794.82 the14794.98 panel?14795.14 So,14810.8 just14811.51 start14811.75 whenever14811.99 you14812.31 want14812.48 and14812.72 just14812.8 identify14813.19 who14813.75 you14813.99 are14814.07 as14814.31 you14814.55 go14814.95 to14815.03 speak.14815.19 Thank14815.92 you.14816.15
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15263.66 The15263.66 only15263.74 reason15263.98 I15264.22 was15264.46 able15265.9 to15266.14 request15266.3 my15266.62 data15266.7 was15267.02 thanks15267.18 to15267.42 the15267.58 California15267.74 privacy15268.46 law,15268.86 CCPA.15269.18 As15269.98 a15270.14 Massachusetts15270.38 resident,15270.94 I15271.34 have15271.5 no15271.66 such15271.9 act15272.14 and15272.46 no15272.46 such15272.62 right.15272.94 At15273.34 the15273.58 moment,15273.66 these15273.98 companies15274.14 don't15274.62 check15274.86 where15275.1 I15275.26 am.15275.42 That's15275.98 not15276.22 a15276.38 legally15276.46 protected15276.86 right15277.34 at15277.58 this15277.74 moment.15277.9 I15279.43 stand15279.51 before15279.75 the15280.07 Massachusetts15280.31 legislature15281.03 asking15281.67 to15281.99 pass15282.07 a15282.39 comprehensive15282.55 Massachusetts15283.11 comprehensive15284.63 privacy15285.19 law15285.67 emphasizing15285.99 at15286.63 least15286.79 315287.03 concerns:15287.35 right15288.72 to15288.95 knowledge,15289.03 right15289.51 to15289.75 erasure,15289.91 and15290.39 a15290.63 strong15290.97 privacy15291.53 by15291.93 default15292.17 for15292.49 data15292.73 minimization15292.97 as15293.69 opposed15293.93 to15294.25 consent-based15294.89 privacy.15295.21 I15298.41 urge15298.57 you15298.81 to15298.97 act.15299.13 Thank15299.69 you.15300.09 I15300.09 thank15300.25 the15300.41 legislator15300.65 for15301.13 his15301.29 time.15301.45
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15754.3 These15754.3 ads15754.63 featured15754.95 models15755.42 with15755.74 unrealistic15755.9 bodies,15756.54 and15756.86 as15757.11 a15757.18 young15757.26 peer-sensitive15757.74 girl,15758.3 I15758.54 found15758.71 myself15758.95 lingering15759.35 on15759.9 them.15759.98 My15760.54 human15760.71 instinct15760.95 to15761.35 pay15761.59 more15761.74 attention15761.98 to15762.38 threatening15762.47 or15762.95 native15763.11 information15763.42 was15764.14 exploited.15764.17 The15764.19 platform15764.21 detected15764.23 my15764.25 lingering,15764.27 stored15764.29 it15764.32 as15764.34 data,15764.36 and15764.38 wrongly15764.4 inferred15764.42 I15764.44 would15764.47 want15764.54 more15764.59 of15764.63 that15765.26 content.15765.74 My15770.64 insecurity15770.88 became15771.52 a15771.76 data15771.92 point.15772.16 It15772.64 was15772.8 linked15772.96 to15773.28 my15773.36 profile,15773.52 and15773.84 through15774.08 collaborative15774.32 filtering,15774.8 it15775.28 determined15775.44 what15775.92 content15776.16 and15776.48 ads15776.56 I15776.8 would15776.88 see15777.04 next.15777.28 Platforms15778.16 analyze15778.72 patterns15779.76 between15780.08 my15780.48 data15780.65 and15780.89 the15781.05 data15781.29 of15781.53 millions15781.61 of15781.93 users.15782.17 Because15782.73 users15783.13 who15783.46 looked15783.53 at15783.7 bikini15783.85 ads15784.34 also15784.49 tend15784.81 to15784.97 engage15785.13 with15785.38 exercise15785.7 ads15786.09 and15786.34 content,15786.49 the15787.05 algorithm15787.29 predicted15787.7 I15788.09 would15788.25 do15788.41 the15788.58 same.15788.73 This15789.38 pipeline15789.61 took15790.09 me15790.25 all15790.41 the15790.49 way15790.58 from15790.81 exercise15791.05 videos15791.46 to15792.17 diet15792.34 tips15792.65 and,15793.13 eventually,15793.6 to15793.6 content15793.84 that15794.2 promoted15794.56 an15795.84 eating15796 disorder.15796.96 I15797.2 never15797.44 consciously15797.76 chose15798.24 to15798.4 see15798.56 any15798.8 of15798.96 this15799.12 content.15799.28 My15800 data,15800.24 personalized15800.72 recommendation15801.28 systems,15801.84 and15802.24 first-party15802.64 advertising15802.96 are15803.68 chosen15803.92 for15803.92 me.15804.08
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16272.59 ALEXANDER16272.59 THORNE16272.59 -16272.59 CONCERNED16272.59 CITIZEN16272.59 -16272.59 HB16272.59 10416272.59 -16272.59 SB16272.59 4516272.59 -16272.59 SB16272.59 2916272.59 -16272.59 And16272.59 I16272.75 appreciate16272.99 yours.16273.47 Thank16274.19 you16274.43 to16274.67 the16275.07 chairs,16275.23 to16275.63 the16275.79 committee,16276.07 and16276.39 to16276.39 everyone16276.63 else16277.03 who's16277.27 still16277.51 here.16277.83 So,16280.79 I16281.11 am16281.27 here16281.43 to16281.67 testify16281.83 in16282.15 favor16282.31 of16282.55 the16282.71 strongest16282.79 possible16283.43 comprehensive16284.23 protections16284.87 for16285.43 digital16285.59 privacy16285.99 and16286.79 enforceable16286.95 regulation16287.59 of16288.15 the16288.23 collection16288.31 and16288.63 sharing16288.87 of16289.19 personal16289.35 data,16289.67 including16290.56 geolocation16290.87 data,16291.51 transactions,16292.15 and16292.63 personal16292.79 communications.16293.19 The16294.79 need16294.95 for16295.75 modernized16295.99 data16296.56 protections16296.87 has16297.35 steadily16297.59 increased16297.99 in16298.23 recent16298.39 years,16298.72 as16299.03 we16299.19 well16299.35 know16299.67 by16299.83 now,16300.07 and16301.59 is16302.07 even16302.31 more16302.56 acute16302.79 under16303.19 a16303.43 presidential16303.59 administration16304.15 with16304.63 a16304.87 clear16305.12 I16307.56 therefore16307.8 want16308.68 to16309.08 put,16309.32 throw16309.4 my16309.56 support16309.72 behind16310.2 the16310.76 Massachusetts16310.92 data16311.4 protection16311.64 Data16312.84 privacy16313.16 act,16313.72 H16315.88 104,16316.28 S16316.28 45,16316.28 and16316.84 S16317 29,16317.24 and16317.8 the16318.04 Location16318.12 Shield16318.6 Act,16319.08 H16319.8 86,16319.96 and16320.78 S16321.78 197,16323.47 as16323.47 providing16323.7 an16324.1 important16324.26 step16324.9 forward.16325.54 I'm16328.1 not16328.26 gonna16328.42 go16328.74 through16328.9 all16329.39 of16329.54 the16329.7 various16329.86 abuses16330.34 that16330.9 you16331.47 don't,16331.63 that16331.94 you16332.18 are16332.34 aware16332.42 of16332.66 by16333.14 now,16333.39 in16333.54 terms16333.7 of16333.86 what16333.89 kinds16333.91 of16333.93 data16333.96 are16333.98 collected16334 on16334.02 us,16334.1 but16337.33 I16337.43 wanna16337.53 highlight16337.63 the16337.73 role16337.81 of16337.85 data16337.89 brokers,16338.29 and16339.01 particularly,16339.49 the16340.19 critical16340.9 need16341.6 for16342.31 better16343.01 protections,16343.25 in16345.41 the16346.29 current16346.37 political16346.45 context.16346.53
16346.61 Even16346.61 before16346.69 the16346.77 current16346.85 administration,16347.17 Immigrations16351.39 and16351.94 Customs16352.1 Enforcement16352.5 bought16353.15 huge16353.47 volumes16353.86 of16354.18 cell16354.42 phone16354.66 location16354.91 data16355.31 from16355.63 the16355.94 data16356.1 brokers,16356.34 Ventel16356.98 and16357.47 Babble16357.7 Street.16358.02 This16358.98 is16359.15 only16359.39 going16359.78 to16360.02 accelerate16360.74 if16361.39 left16361.63 unchecked.16361.94 Real-time16363.89 geolocation16364.21 data16364.93 likely16365.25 facilitated16365.73 the16366.29 abduction16366.37 of16366.85 Tufts16367.01 graduate16367.41 student16367.81 Ramesa16368.13 Ozturk16368.69 from16369.25 the16369.41 street16369.49 near16369.89 her16370.21 home16370.29 in16371.09 Somerville16371.25 on16372.29 March16372.53 27.16373.3 I16374.21 live16374.45 in16374.77 Somerville,16374.93 and16375.57 I16375.81 work16375.89 at16376.13 Tufts16376.29 University,16376.85 and16377.17 I16377.65 am16377.81 feeling16378.06 the16379.01 pain16379.17 of16379.49 this16379.57 as16379.89 an16380.06 attack16380.22 on16380.61 my16380.77 own16380.93 community.16383.89 Similarly,16383.89 the16384.61 detention16384.61 of16385.01 tourists16385.17 who16385.65 have16385.81 criticized16385.9 Donald16386.37 Trump16386.69 continues16388.06 a16388.45 pattern16388.61 of16388.93 ICE16389.09 using16389.42 media16389.99 monitoring16390.31 data16390.87 brokers,16391.19 such16391.51 as16391.83 Ghost16391.91 and16392.87 Shadow16394.39 Dragon.16394.71 The16396.47 administration16396.71 has16397.51 clearly16397.83 signaled16398.15 that16398.55 it16398.71 does16398.79 not16399.03 want16399.19 to16399.35 stop16399.51 at16400.15 legal16400.95 or16400.97 undocumented16400.99 immigrants16401.01 but16401.03 is16401.28 prepared16404.83 to16404.99 move16405.22 on16405.31 to16405.39 citizens16405.54 as16406.19 well.16406.35 The16407.31 time16407.95 to16408.19 act16408.26 is16408.5 now.16408.67 Please16409.22 pass16409.71 the16409.95 strongest16410.1 possible16410.67 comprehensive16411.15 data16411.86 privacy16412.1 bill.16412.67
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16631.24 And,16631.24 116632.35 of16632.59 the16632.67 most16632.83 precious16633.08 commodities16633.47 that16633.95 enable16634.11 companies16634.59 of16635.15 all16635.31 different16635.87 kinds16636.19 to16636.51 control16636.67 us,16636.99 manipulate16637.24 prices,16637.72 stifle16638.19 competition.16638.59 And16639.98 so16640.14 I16640.38 wanna16640.54 ask16640.78 the16641.02 committee,16641.18 and16641.58 through16641.82 you,16641.98 I16642.22 hope,16642.38 other16643.18 members16643.5 of16643.74 leadership16643.9 in16644.46 this16644.7 building,16644.86 to16645.66 think16645.82 about16646.06 data16646.3 privacy16646.62 regulation16647.1 the16647.98 way16648.14 that16648.3 our16648.38 predecessors,16648.62 your16649.26 predecessors,16649.5 people16650.22 in16650.54 the16650.7 1916650.78 sixties16651.1 and16651.5 1970s,16651.82 thought16652.46 about16652.62 environmental16653.2 protection.16653.6 Industrial16654.81 polluters16655.2 in16655.6 the16655.76 1916655.84 sixties16656.17 and16656.56 1970s16656.72 warned16657.12 that16657.44 regulations16657.68 to16658.81 stop16658.97 them16659.12 from16659.36 pumping16659.52 toxins16660.49 into16660.97 our16661.28 water16661.44 and16661.84 our16662.08 air16662.33 would16663.04 hurt16663.28 their16663.44 profits16663.68 and16664.17 disadvantage16664.4 American16665.28 businesses.16665.76 And16666.88 today,16667.12 we16667.68 hear16667.92 representatives16668.76 of16669.4 this16669.48 of16669.88 similar16670.2 Robert16670.68 Barrons16671.08 from16671.48 the16671.56 tech16671.72 industry16671.96 saying16672.92 similar16673.24 things16673.64 about16674.36 stopping16674.84 meaningful16675.32 privacy16675.96 regulations.16676.68 The16678.44 reality16678.68 is16679.08 that,16679.16 like16679.4 those16679.56 polluters,16679.88 companies16681 profit16681.64 from16682.04 the16682.2 collection.16691.65 But16691.65 the16691.97 benefits16692.13 to16693.41 the16693.56 people16693.73 of16694.04 Massachusetts16694.28 and16695.56 to16695.81 the16695.97 country,16696.13 like16697.41 clean16697.73 air16697.97 and16698.21 water,16698.37 are16699.57 more16699.81 than16700.05 worth16700.21 it.16700.53 Personal16700.69 autonomy,16701.17 democracy,16702.13 economic16703.01 freedom,16703.49 so16704.53 many16704.77 of16705.01 the16705.09 arguments16705.17 that16705.57 we've16705.73 heard16705.97 from16706.29 so16706.61 many16706.85 different16707.01 people16707.33 representing16707.73 so16708.21 many16708.37 different16708.53 communities16708.85 today.16709.41 So16711.17 I16711.4 wanna16711.72 say16711.97 something16712.2 about16712.6 elite16713 impunity.16713.32
16714.36 I16714.36 think16714.52 116714.92 of16715.08 the16715.24 reasons16715.4 that16715.8 we16716.04 find16716.2 ourselves16716.52 in16717.08 this16717.24 situation16717.49 today16718.12 with16719.08 Donald16719.49 Trump16719.97 as16720.36 the16720.6 president16720.76 again16721.32 is16722.76 the16722.92 sense16723.17 among16723.4 voters16723.72 that16724.28 people16724.68 in16725.08 power16725.32 don't16726.04 listen16726.44 to16726.6 them16726.76 and16727.24 don't16727.48 care16727.8 about16728.04 them,16728.28 that16728.6 politicians16728.84 are16729.4 corrupt,16729.56 that,16730.44 you16730.68 know,16730.84 we16731.08 gotta16731.24 drain16731.56 the16731.8 swamp.16731.96 Right?16732.52 That16733.72 the16733.88 government16734.04 doesn't16734.44 work16734.76 for16735 regular16735.16 people,16735.56 but16735.88 works16736.12 for16736.44 the16736.6 rich16736.76 and16736.92 powerful16737.08 and16737.48 the16737.64 well16737.72 connected.16737.96 And16739.06 so16739.39 before16739.63 you,16740.1 you16740.35 have16740.58 legislation16740.83 that16741.7 you16741.94 216742.43 filed,16742.91 as16743.7 chairs,16743.86 as16744.26 well16744.43 as16744.67 the16744.74 Location16744.83 Shield16745.22 Act,16745.54 that16747.63 huge16748.35 numbers16748.67 of16749.06 Massachusetts16749.22 voters16749.7 support.16750.1 Right?16750.58 The16751.06 Location16751.22 Shield16751.63 Act,16752.02 polling16752.35 shows,16752.74 is16753.06 supported16753.15 by16753.63 92%16753.86 of16754.74 likely16755.03 voters.16755.35 That's16756.07 left,16756.31 right,16756.63 center.16756.95 Our16759.03 federal16759.27 government16759.59 is16759.99 in16760.15 crisis.16760.39 It's16760.95 a16761.19 crisis16761.35 that's16761.75 enabled16761.99 by16762.39 Silicon16762.63 Valley16762.95 Billionaires.16763.27 States16764.23 like16764.47 Massachusetts,16764.71 during16765.51 this16765.75 crisis,16765.91 have16766.39 an16766.63 obligation16766.79 to16767.43 respond16767.59 not16768.46 merely16768.61 by16769.01 filing16769.18 lawsuits16769.58 as16770.06 our16770.29 attorney16770.46 general16770.77 is16771.01 doing,16771.18 but16772.53 also16772.7 by16773.1 legislating,16773.25 by16774.61 demonstrating16774.94 that16775.5 here,16775.74 the16776.38 will16776.61 of16776.77 the16776.94 people16777.1 reigns,16777.66 that16778.53 no16778.77 matter16778.94 what's16779.18 happening16779.5 in16779.81 Washington,16780.06 we16780.94 are16781.18 a16781.33 democracy.16781.42 And16781.9 in16781.94 our16781.98 democracy,16782.01 we16790.51 strongly16790.75 support16791.31 your16791.79 legislation16792.11 as16792.91 well16793.07 as16793.71 the16794.11 Location16794.27 Shield16794.75 Act16795.07 and,16795.39 really,16795.63 any16796.03 bill16796.08 that16796.13 the16796.18 committee16796.23 puts16796.28 out16796.34 that16796.39 comprehensively16796.44 deals16796.49 with16796.54 these16796.59 issues.16796.83 And16797.08 that16799.72 the16799.78 committee16799.83 puts16799.88 out16799.94 that16799.99 deals16800.85 with16801.08 these16801.24 issues.16801.41 And16801.89 as16802.13 my16802.36 many16802.69 colleagues16803.08 have16803.56 said,16803.72 you16803.89 can16804.04 tell16804.2 our16804.44 message16804.6 discipline16804.93 is16805.41 pretty16805.49 good.16805.72 Right?16805.97 We16806.6 want16806.76 strong16807.56 data16807.89 minimization,16808.2 a16809.17 ban16809.33 on16809.56 the16809.65 sale16809.81 of16809.97 sensitive16810.04 data,16810.52 and16811.08 robust16811.24 enforcement16811.72 through16812.97 a16813.01 private16813.05 right16813.09 of16813.13 action.16813.17 So16813.21 thank16813.45 you16813.53 very16813.69 much,16813.85 and16814.01 thank16814.17 you16814.33 to16814.49 your16814.57 staff16814.65 as16814.89 well.16814.97 Thank16815.13 you.16815.29
16815.45 FARLEY-BOUVIER16815.45 -16815.45 Thank16815.45 you16815.77 for16815.85 your16816.09 strong16816.25 testimony.16816.41 I16816.69 appreciate16817.85 you16817.85 being16818.01 here.16818.25 Are16818.49 there16818.57 any16818.73 comments16819.05 or16820.09 questions16820.41 from16820.89 the16821.05 committee?16821.21 Senator?16821.85
16824.97 MOORE-16824.97 Thank16824.97 you,16825.21 Kate,16825.37 for16825.61 coming16825.69 here.16825.93 I16827.02 was16827.06 actually16827.1 down16827.15 in16827.18 Washington16827.35 last16827.83 week.16827.99 I16828.22 didn't16828.31 see16828.54 you16828.78 this16828.86 time.16829.02 But16830.06 thank16831.1 you16831.26 for16831.43 testifying,16832.22 and16832.86 I16833.5 think16833.58 you16834.38 based16835.5 it16835.74 on16835.74 the16835.91 legislation16836.06 that's16836.54 filed16836.7 where16837.18 the16837.58 like.16837.91 I16838.15 think16838.22 the16838.47 consensus16838.63 opinion16839.18 is16839.58 on16839.83 what16839.99 we16840.15 should16840.31 be16840.47 looking16841.44 at.16841.68 But16843.12 as16843.6 you16844 and16844.32 the16844.96 ACLU16845.2 have16845.84 done16846.08 in16846.32 the16846.48 past,16846.56 you16846.8 know,16846.88 we16847.2 need16847.52 your16847.68 help.16847.92 I16849.2 know16849.36 it's16849.6 not16849.84 gonna16850 be16850.24 to16850.4 the16850.56 gravity16850.72 that16851.2 was16851.36 out16851.52 this16851.76 past16851.92 weekend.16852.88 People16853.2 across16853.44 the16853.76 country16854.48 and16855.12 the16855.36 state,16855.52 but16855.94 we16856.81 need16857.06 to16857.77 get16857.94 this16858.18 legislation16858.42 passed.16859.29 We16859.38 are16859.38 gonna16859.46 need16859.77 a16859.94 grassroots16860.1 effort16860.66 here16861.77 in16862.1 the16862.25 state,16862.42 in16862.9 the16863.29 state16863.46 house,16863.77 to16864.42 help16864.58 us16864.81 achieve16865.14 these16865.7 goals.16865.94 So16867.29 thank16867.7 you.16867.94 And,16868.25 again,16868.74 thank16868.98 you16869.14 for16869.29 coming16869.46 and16869.7 testifying,16869.77 and16870.18 great16871.22 testimony.16871.54
16872.34 FARLEY-BOUVIER-16872.34 Thank16872.34 you,16872.58 Senator.16872.82 Thank16873.86 you16874.1 very16874.34 much.16874.58 Appreciate16874.82 it.16875.3 Thank16875.54 you.16875.7 So,16876.1 it's16876.34 our16876.5 understanding16876.74 that16877.22 James16877.7 O'Keefe16878.02 is16878.82 no16878.98 longer16879.22 with16879.54 us16879.78 here.16879.94 But16880.66 so16880.9 we're16881.06 gonna16881.22 move16881.46 on16881.7 to16881.86 Ryan.16882.1 No.16883.14 Wait16883.22 a16883.38 minute.16883.46 Ariel16883.86 Garcia?16887.1 Here?16887.74
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16899.49 ARIELLE16899.49 GARCIA16899.49 -16899.49 CHECK16899.49 MY16899.49 ADS16899.49 INSTITUTES16899.49 -16899.49 SB16899.49 4516899.49 -16899.49 HB16899.49 7816899.49 -16899.49 (16899.49 R16899.49 )16899.49 Chairs16899.49 Moore,16899.97 Farley,16900.45 Bovier,16900.85 and16901.41 members16901.57 of16901.89 the16902.05 committee,16902.21 thank16902.61 you16902.85 for16903.09 the16903.25 opportunity16903.49 to16904.05 testify16904.29 today16904.77 in16905.01 support16905.25 of16905.81 H16905.97 78,16906.21 the16906.77 Massachusetts16906.85 Consumer16907.57 Data16908.05 Privacy16908.37 Act,16908.95 and16909.03 S16909.27 45.16909.43 My16910.08 name16910.24 is16910.4 Arielle16910.63 Garcia.16910.95 I'm16911.43 the16911.75 chief16911.75 operating16912.15 officer16912.63 of16913.11 Check16913.27 My16913.51 Ads16913.75 Institute,16914.15 an16914.95 independent16915.19 nonprofit16915.75 watchdog16916.24 advocating16916.87 for16917.27 a16917.51 transparent16917.67 and16918.15 fair16918.31 digital16918.63 ad16918.95 market.16919.11 Prior16919.92 to16920.24 joining16920.31 Check16920.72 My16920.95 Ads16921.03 in16921.27 2024,16921.35 I16922.15 spent16922.24 a16922.47 decade16922.63 in16922.95 the16923.11 ad16923.19 industry16926.66 at16926.82 UM16926.82 Worldwide,16926.82 a16927.7 global16927.86 ad16928.26 agency.16928.5 I16929.46 resigned16929.7 because16930.18 I16930.58 realized16930.74 that16931.06 the16931.3 only16931.38 winners16931.62 in16932.02 the16932.18 industry16932.34 today16932.82 are16933.22 big16933.38 tech16933.62 giants16933.94 like16934.34 Google16934.5 and16934.82 the16935.06 data16935.22 brokers16935.46 and16935.94 advertising16936.18 technology,16936.82 or16937.46 ad16937.7 tech,16937.86 middlemen16938.1 that16939.03 thrive16939.19 in16939.51 their16939.67 shadows.16939.83 My16940.79 testimony16940.95 today16941.59 will16941.83 challenge16941.99 common16942.47 fallacies16942.72 pushed16943.35 by16943.59 the16943.99 big16944.15 tech16944.56 led16944.87 industry16945.19 lobby.16945.59 The16946.63 $700,000,000,00016946.87 digital16948.4 ad16948.79 industry16949.03 is16949.35 the16949.51 main16949.67 business16949.92 model16950.24 of16950.56 the16950.63 Internet,16950.79 and16951.11 it16951.35 is16951.51 broken.16951.75
16952.31 Firms16952.31 like16952.72 Google16952.87 and16953.27 Meta16953.43 have16953.79 built16954.03 empires16954.27 on16954.83 unchecked16955.07 extraction.16955.63 Their16956.75 power16956.99 has16957.23 set16957.47 norms16957.71 that16958.03 entrench16958.27 their16958.75 power16958.91 while16959.15 har16959.55 harming16959.79 users,16960.27 advertisers,16960.91 and16961.47 publishers.16961.71 At16962.59 the16962.75 heart16962.91 of16963.15 this16963.23 model16963.47 is16963.79 programmatic16963.95 advertising,16964.67 which16965.23 relies16965.47 on16965.87 real-time16966.35 ad16966.83 auctions16967.15 powered16968.11 by16968.51 constant16968.75 tracking.16969.23 Is16969.52 an16970.4 opaque16970.56 and16970.97 unregulated16971.2 system16971.85 isn't16972.33 just16972.56 bad16972.81 for16973.04 privacy,16973.28 it's16973.85 also16974.17 bad16974.56 for16974.89 businesses.16975.13 Only16976.24 36¢16976.56 of16977.6 every16977.85 programmatic16978.17 ad16978.89 dollar16979.13 reaches16979.52 the16979.85 publisher.16980 The16980.81 rest16981.04 goes16981.28 to16981.52 ad16981.76 tech16982 middlemen16982.24 or16982.89 is16983.13 lost16983.28 to16983.6 fraud16983.76 and16984.08 spam.16984.33 Ad16985.41 fraud16985.49 alone16985.89 accounts16986.21 for16986.53 over16986.77 $84,000,000,00016987.09 globally,16988.61 second16989.81 only16990.13 to16990.45 the16990.53 drug16990.69 trade16991.01 as16991.25 a16991.41 source16991.49 of16991.73 revenue16991.81 for16992.21 organized16992.45 crime.16992.93 Now,16993.49 how16993.73 can16993.89 that16994.13 be?16994.29 The16994.85 reality16995.09 is16995.65 that16996.05 the16996.37 consumer16996.53 data16997.01 peddled16997.33 by16997.65 data16997.81 brokers16998.05 for16998.45 ad16998.61 targeting16998.77 is16999.25 shockingly16999.49 inaccurate.17000.05 Research17001.06 has17001.45 shown17001.61 that17001.85 leading17002.1 data17002.42 brokers17002.74 were17003.14 only17003.38 right17003.61 about17003.85 people's17004.18 gender17004.66 42%17005.22 of17006.18 the17006.33 time,17006.42 worse17007.06 than17007.38 guessing17007.61 at17007.94 random.17008.1 This17009.06 is17009.22 what17009.38 advertisers17009.61 are17010.33 paying17010.49 for.17010.74 Acxiom,17011.7 117012.25 of17012.49 the17012.58 largest17012.96 data17013.28 brokers,17013.68 has17014 admitted17014.24 that17014.64 their17014.88 data17015.04 is17015.44 based17015.6 on17015.92 informed17016.24 guesses.17016.72
17017.52 Their17017.52 chief17017.76 privacy17018 officer17018.48 has17018.88 said17019.04 that17019.2 he17019.36 hopes17019.6 that17019.92 if17020.16 they17020.32 guess17020.48 wrong,17020.8 it17021.12 doesn't17021.28 result17021.6 in17022 denial17022.16 of17022.64 benefits17022.72 or17023.2 credit.17023.36 But17024.08 credit17024.24 agencies17024.8 have17025.6 purchased17026 Acxiom17026.74 data.17027.42 A17028.1 different17028.26 data17028.58 broker17028.91 owned17029.22 by17029.47 Ad17029.71 giant17029.86 Publicis17030.26 has17031.31 sold17031.54 data17031.86 to17032.19 the17032.35 perpetrators17032.5 of17033.06 elder17033.22 fraud.17033.63 As17034.58 Attorney17035.47 General17036.1 Campbell17036.1 may17036.58 recall,17036.83 Publicis's17037.22 health17037.95 unit17038.26 in17038.67 202417038.83 entered17039.54 a17039.86 $350,000,00017040.47 settlement17041.75 for17042.23 its17042.39 role17042.63 in17042.79 the17042.87 opioid17043.03 crisis,17043.43 where17044.31 it17044.55 was17044.63 accused17044.87 of17045.35 using17045.59 doctor-patient17046.47 recording17047.11 data17047.59 to17048.39 gain17048.63 insight17048.95 on17049.43 how17049.67 to17049.91 push17049.99 opioids17050.31 on17050.87 pain17051.11 sufferers17051.35 in17051.83 higher17051.99 doses.17052.31 This17053.64 is17053.79 not17054.03 efficiency.17054.27 It's17055.16 a17055.4 dangerous17055.56 market17056.03 failure.17056.35 Without17057.31 privacy17057.72 laws17058.19 that17058.44 codify17058.68 transparency17059.16 and17059.79 choice,17059.95 include17060.27 principles17060.68 of17061.16 data17061.31 minimization,17061.64 and17062.27 restrict17062.51 the17062.99 use17063.08 of17063.31 sensitive17063.47 data,17063.95 these17064.75 harms17065.08 will17065.56 continue.17065.72 To17066.83 close,17066.99 these17067.78 bills17068.02 would17068.42 not17068.66 prevent17068.98 relevant17069.78 advertising.17070.42 What17071.14 they17071.3 would17071.46 do17071.62 is17071.78 reduce17072.02 the17072.34 supply17072.34 of17072.82 low-quality17073.3 and17073.7 harmful17073.94 data17074.34 and17074.74 foster17074.98 a17075.38 system17075.46 that17075.78 works17075.94 better17076.26 for17076.5 both17076.74 Massachusetts17076.98 businesses17078.1 and17079.38 for17079.86 the17080.02 safety17080.19 and17080.5 liberty17080.67 of17080.99 its17081.15 residents.17081.31 Thank17081.71 you17081.95 once17082.1 again17082.35 for17082.58 the17082.75 opportunity17082.91 to17083.54 speak17083.63 today.17083.86
17084.99 FARLEY-BOUVIER17084.99 -17084.99 Sure.17084.99 Thank17085.31 you.17085.54 It's17085.95 a17086.19 whole17086.35 different17086.58 view.17086.91 Members17089.39 of17089.78 the17089.95 committee?17090.02 Thank17091.31 you,17091.54 Ariel.17091.78 We17092.1 really17092.26 do17092.5 appreciate17092.67 your17093.15 testimony.17093.63 Up17094.67 next17094.83 is17095.15 Ryan17095.31 Kearney,17095.68 and17096.64 we17097.36 will17097.52 then17097.76 go17098 back17098.32 online17098.64 to17099.28 Grace17099.6 Geddie.17100.08
17104.4 RYAN17104.4 KEARNEY17104.4 -17104.4 RETAILERS17104.4 ASSOCIATION17104.4 OF17104.4 MASSACHUSETTS17104.4 -17104.4 HB17104.4 8017104.4 -17104.4 SB17104.4 4517104.4 -17104.4 SB17104.4 2917104.4 -17104.4 HB17104.4 10417104.4 -17104.4 Chairwoman17104.4 Follett17104.88 Bouvier,17105.2 Chairman,17105.6 and17106.4 more17106.4 members17106.64 of17106.88 the17106.96 committee,17107.04 thank17107.28 you17107.44 for17107.6 the17107.68 opportunity17107.84 to17108.24 testify17108.32 before17108.69 you17108.89 today.17109.08 For17109.49 the17109.73 record,17109.81 my17110.04 name17110.21 is17110.29 Ryan17110.36 Kearney.17110.6 I17110.93 am17111 the17111.17 general17111.17 counsel17111.49 of17112.13 the17112.21 Retailers17112.28 Association17112.85 of17113.33 Massachusetts.17113.49 We17114.21 are17114.36 a17114.52 statewide17114.76 trade17115.08 association17115.49 of17116.36 4,00017116.6 member17117.08 businesses17117.49 in17117.89 the17118.04 retail17118.21 restaurant17118.6 and17119 wholesale17119.17 sectors17119.65 of17120.13 the17120.21 retail17120.36 industry,17120.6 and17120.93 our17121.08 membership17121.24 ranges17121.73 from17122.04 the17122.28 independent17122.45 over17123 owner17123.24 operated17124.25 business17124.57 that'll17124.81 operate17125.13 in17125.53 every17125.69 single17125.85 117126.17 of17126.33 your,17126.41 districts17126.89 on17127.29 Main17127.45 Street,17127.69 all17128.33 the17128.49 way17128.57 up17128.65 to17128.81 the17128.97 regional17129.21 and17129.69 national17129.93 chains.17130.25 I'm17131.05 here17131.93 today17132.09 to17132.33 testify17132.41 on17132.97 the17133.13 various17133.21 consumer17133.53 data17134.09 privacy17134.41 bills17134.81 before17135.05 you.17135.37 Ran17137.02 as17137.1 in17137.43 support17137.5 of17137.83 house17137.91 8017138.39 and17138.63 senate17138.86 33,17139.26 and17139.99 in17140.15 opposition17140.39 to17140.86 house17141.1 78,17141.35 house17141.83 104,17143.19 Senate17143.58 29,17143.58 and17144.31 Senate17144.54 45.17144.86 By17145.99 way17146.15 of17146.39 background,17146.47 the17147.58 collection17147.75 of17148.06 consumer17148.23 data17148.71 is17149.17 an17149.25 essential17149.49 part17149.73 of17149.97 any17150.13 retail17150.37 business.17150.69 It's17151.17 utilized17151.49 for17151.89 various17152.05 purposes,17152.45 including17152.85 conducting17153.33 sales17153.73 transactions,17154.13 deliveries17154.69 and17155.09 returns,17155.25 detection17155.73 of17156.13 fraud,17156.29 and17156.77 maintenance17157.01 of17157.49 loyalty17157.65 programs.17158.05
17158.69 In17158.69 each17158.85 of17159.09 these17159.17 instances,17159.49 the17159.97 data17160.05 that's17160.37 provided17160.53 by17161.17 the17161.33 consumer17161.49 allows17161.97 for17162.39 more17162.63 efficient17162.78 business17163.18 operations17163.5 and17164.39 a17164.63 more17164.63 positive17164.86 customer17165.26 experience.17165.67 Simply17166.63 stated,17166.94 retailers17167.35 utilize17167.91 consumer17168.54 data17169.02 for17169.5 the17169.67 principal17169.74 purpose17170.22 of17170.54 serving17170.78 their17171.18 customers17171.43 as17171.83 they17172.06 wish17172.15 to17172.39 be17172.47 served.17172.54 In17173.18 speaking17173.43 with17173.74 my17173.99 membership,17174.15 none17175.58 of17175.74 them17175.91 have17176.06 said17176.22 that17176.39 they17176.47 would17176.63 be17176.73 able17176.83 they17177.02 would17177.18 not17177.47 be17177.55 able17177.63 to17177.95 comply17178.59 with17178.83 any17179.63 of17179.87 these17179.95 laws.17180.19 The17180.75 concern17180.91 is17181.39 that17181.55 the17181.71 costs17181.87 and17182.19 obligations17182.43 and17183.07 potential17183.23 liability17183.63 created17184.43 by17184.91 some17185.71 of17185.87 these17186.03 proposals17186.19 will17186.67 interfere17186.91 with17187.23 their17187.39 ability17187.55 to17188.27 continue17188.43 to17188.75 serve17188.91 customers17189.15 in17189.55 the17189.71 manner17189.79 that17190.03 they17190.11 are17190.35 accustomed17190.51 to17190.91 and17191.63 in17191.79 the17192.03 way17192.11 that17192.42 customers17192.58 expect17193.53 them17193.85 to.17193.94 For17194.74 example,17194.97 retail17195.77 loyalty17196.33 and17196.74 discount17196.9 programs,17197.22 which17197.61 are17197.85 widely17197.94 popular17198.33 amongst17198.74 consumers,17199.14 could17199.77 be17200.49 negatively17200.66 impacted.17200.66 72%17201.29 of17202.18 American17203.85 adults17204.18 online17204.49 are17205.1 members17206.7 of17206.94 117207.02 or17207.42 more17207.66 programs,17207.98 with17208.54 the17208.78 average17208.86 adult17209.18 belonging17209.42 to17209.82 917209.98 of17210.14 these17210.22 programs.17210.46
17211.5 They17211.5 rely17211.82 on17212.38 the17212.54 retailer's17212.62 ability17213.18 to17213.58 provide17213.74 exclusive17214.3 offers17214.86 to17215.18 voluntary17215.34 participants17215.82 versus17216.7 nonparticipants,17217.34 and17218.3 where17218.46 non17218.62 participate17218.94 non-participation17219.5 is17220.17 a17220.33 result17220.42 of17220.65 a17220.9 consumer17221.13 exercising17221.53 a17222.01 right17222.17 afforded17222.49 to17222.81 the17222.97 consumer17223.05 by17223.45 privacy17223.45 law.17224.13 There's17224.81 an17225.13 inherent17225.29 compliance17225.85 conflict17226.33 when17227.61 nondiscrimination17227.85 provisions17228.74 are17229.29 included.17229.45 To17230.42 allow17230.57 for17230.81 the17230.97 continued17231.13 offer17231.85 of17232.09 these17232.17 programs,17232.42 any17232.9 proposal17233.13 that17233.85 is17234.01 adopted17234.17 by17234.57 this17234.74 committee17234.9 or17235.29 referred17235.88 favorably17236.12 by17236.68 the17236.76 committees17236.84 should17237.72 make17237.96 clear17238.12 that17238.44 nondiscrimination17238.84 provisions17239.72 should17240.52 not17240.68 be17240.84 interpreted17241 to17241.48 prohibit,17241.56 restrict,17242.04 or17242.68 limit17242.84 the17243.16 ability17243.24 of17243.56 retailers17243.72 to17244.2 maintain17244.36 these17245 bona17245.24 fide17245.56 loyalty17245.8 programs.17246.36 I'd17247.32 be17247.48 happy17247.56 to17247.8 work17247.88 with17248.04 the17248.2 committee17248.28 to17248.6 make17248.76 sure17248.92 that17249.08 language17250.65 is,17250.9 in17250.9 fact,17250.97 where17251.29 it17251.61 needs17251.77 to17251.93 be17252.01 to17252.25 do17252.97 so.17253.13 It's17254.17 been17254.42 mentioned17254.65 before,17255.05 the17257.05 about17257.13 uniformity17257.53 of17258.09 laws.17258.17 RAM17258.49 does17258.81 believe17258.97 that17259.22 regulation17259.37 and17259.85 collection17259.93 of17260.25 consumer17260.57 data17261.05 privacy17261.29 should17261.85 be17261.93 dealt17262.01 with17262.25 in17262.42 a17262.49 uniform17262.57 manner17262.97 across17265.31 the17265.32 country.17265.33
17265.35 This17265.35 would17265.35 not17265.36 only17265.37 ease17265.38 compliance17265.39 but17265.95 also17266.11 provide17266.43 equitable17266.75 protections17267.23 and17268.03 rights17268.19 for17268.83 all17268.99 consumers17269.23 across17269.71 the17270.03 country.17270.11 With17270.83 2017270.99 states17271.95 already17272.43 having17272.99 laws17273.31 in17273.71 place,17273.87 Massachusetts,17274.11 should17275.63 be17275.87 looking17275.95 for17276.19 an17276.51 to17276.83 should17277.55 be17277.79 looking17277.87 to17278.11 the17278.27 emerging17279.6 body17280.24 of17280.97 state17281.13 law17281.36 for17281.69 guidance17281.93 rather17282.41 than17282.65 crafting17282.81 its17283.13 unique17283.45 framework,17283.69 which17284.17 would17284.24 come17284.41 with17284.56 additional17284.73 costs17285.13 for17286.73 compliance.17286.89 In17287.69 today's17287.76 economy,17288.33 businesses17289.6 are17290.08 rapidly17290.17 connected17290.56 across17291.04 state17291.36 lines,17291.93 in17292.33 particular17292.49 here17292.97 in17293.13 New17293.28 England,17295.76 due17295.76 to17295.79 our17295.82 close17295.86 geographic,17295.89 high-level17296.32 mobility17296.8 concerns,17297.44 that17298.32 it17298.64 would17298.72 make17298.96 for17299.12 more17299.44 streamlined,17299.6 and17301.04 expectation17301.76 from17302.32 the17302.48 consumers.17302.64 Remaining17303.76 in17304.16 line17304.24 with17304.48 state17304.64 law,17304.88 particularly17305.28 those17305.76 adopted17306 in17306.4 every17306.48 state,17306.8 would17307.12 provide,17307.28 again,17307.68 that17307.92 uniform17308.16 expectation17309.72 locally17310.67 and,17311.15 again,17311.31 needs17311.72 compliance.17311.95 We,17312.51 therefore,17313.55 post17313.55 '8017313.87 and17314.03 Senate17314.27 3317314.51 as17315.15 they17315.31 are17315.47 modeled17315.55 again,17315.87 adopting17316.99 a17317.4 growing17317.55 number17317.79 of17317.95 states17318.03 across17318.35 the17318.59 country,17318.75 including17319.24 various17319.55 states17319.87 here17320.11 in17320.27 New17320.43 England.17320.51 I'm17321.24 happy17321.55 to17321.79 work17321.95 with17322.11 the17322.19 committee17322.27 over17322.75 the17322.88 course17322.99 of17323.31 this17323.4 session17323.55 to17324.44 use17324.52 language,17324.68 in17325.4 a17325.56 way17325.64 that17325.8 it17325.88 would17325.96 be,17326.2 you17326.36 know,17327.32 create17327.56 their17327.8 rights17328.04 and17328.52 protections17329.24 that17329.56 we're17329.8 looking17329.96 for,17330.12 but17330.44 also,17330.68 having17331.88 to17332.28 interfere17332.44 with17332.84 operations17333 and17333.48 also17333.64 with17333.96 the17334.04 people17334.12 in17334.36 Wisconsin,17334.52 Massachusetts17334.92 businesses.17336.04
17337.42 FARLEY-BOUVIER17337.42 -17337.42 That's17337.42 terrific.17337.67 And17337.99 I17338.15 would17338.22 very17338.39 much17338.54 look17338.86 forward17339.02 to17339.35 working17339.5 directly17340.22 with17340.63 you17340.78 on17341.1 language17341.35 to17342.47 ensure17342.7 that17343.18 your17343.9 members,17344.22 particularly,17345.02 again,17345.58 I'm17345.83 gonna17345.99 focus17346.22 on17346.54 small17346.7 business,17347.02 true17348.06 small17348.47 business.17348.78 Understood.17349.94 Yeah.17350.58 We17350.9 heard,17351.14 a17352.02 lot17352.1 of17352.34 testimony17352.42 earlier17353.14 that17353.78 talked17354.02 about,17354.26 for17355.38 example,17355.62 age17356.1 7817356.34 being17357.22 good17357.46 for17357.7 small17357.94 business,17358.18 because17359.54 the17360.34 big17360.58 data17360.98 folks17361.7 are17362.67 hoovering17362.74 up,17363.39 you17363.71 know,17363.95 both17364.35 consumer17364.74 data,17365.22 harming17366.35 small17366.83 business,17366.99 but17367.39 also17367.54 the17367.86 small17368.1 business17368.43 data17368.83 that17369.31 can17369.47 get17369.71 you17370.1 know,17370.19 take17370.5 business17370.74 away17371.06 from17372.02 them.17372.19 So17372.5 I'd17372.99 like17373.22 your17373.78 reaction17374.02 to17374.58 that17374.74 and17375.63 how,17375.95 again,17376.44 you17377.64 know,17377.8 you17377.96 have17378.12 a17378.36 responsibility17378.44 to17379 your17379.16 members,17379.4 including17379.8 those17380.28 of17380.6 the17380.76 true17380.92 small17381.16 business.17381.4
KEARNEY17382.28 -17382.28 Sure.17382.28 So17382.68 I17384.2 will17384.36 echo17384.52 the17385.16 sentiments17385.4 that17385.8 you17386.04 heard17386.12 from17386.28 the17386.52 gentleman17386.68 in17387 the17387.16 name.17387.24 We17387.48 believe17387.64 that17388.28 House17388.44 8017388.68 and17388.92 Senate17389.08 3317389.4 do17389.96 protect,17390.2 small17390.84 businesses.17391.16 117392.04 thing17392.25 that17392.49 you're17392.65 going17392.9 to17393.22 hear,17393.29 whether17393.53 it's17393.77 small17393.85 business17394.01 or17394.33 large17394.49 businesses17394.74 from17395.22 our17395.38 association17395.61 throughout17396.9 this17397.22 session,17397.53 is17398.33 that,17398.49 there's17399.38 a17399.61 focus17399.77 in17400.01 the17400.17 Haley17401.45 administration17401.77 and17402.33 in17402.49 from17402.58 this17402.81 legislature17402.97 competitive17403.53 in17404.61 competitiveness17404.85 here17405.41 in17405.65 Massachusetts.17405.81 And17406.85 whether17407.17 it's17407.49 this17407.73 or17408.05 any17408.21 other17408.37 law,17408.61 we're17408.85 gonna17409.01 ask17409.33 you17409.49 all17409.65 to17409.81 take17410.05 a17410.37 look17410.45 through17411.17 look17411.33 at17411.49 these17411.65 legislations17411.97 that17412.37 you're17412.53 passing17412.69 through17412.93 the17413.17 lens17413.25 of17413.57 cost17413.73 compliance17413.97 and17414.37 what's17414.53 is17414.85 gonna17414.93 happen17415.17 what17415.49 what17415.65 would17415.89 potentially17416.13 happen,17416.53 once17418.04 you17418.36 implement17418.52 these17418.92 things.17419.17 On17419.49 this17419.65 issue17419.81 in17420.12 particular,17420.28 our17420.76 concern17420.92 is17421.33 that17421.49 if17421.81 you17422.04 create17422.12 a17422.52 Massachusetts-only,17425.56 that's17425.88 then17426.12 have17426.28 to17426.44 be17426.6 replicated,17426.68 there's17427.33 really17427.65 217427.97 ways17428.04 to17428.28 for17428.6 compliance,17428.85 which17429.17 have17429.4 already17429.56 been17429.81 been17430.06 mentioned.17430.22
17430.62 You17430.62 create17430.86 your17431.1 own17431.26 compliance17431.58 framework17431.98 here17432.3 in17432.46 Massachusetts,17432.54 which17433.1 is17433.26 gonna17433.34 cost17433.58 additional17434.06 dollars17434.46 and17434.7 not17434.86 just17435.1 copy-paste17435.82 what17435.98 you17436.06 see17436.22 in17436.3 other17436.38 states.17436.7 Or17437.34 you17437.74 take17437.98 all17438.22 those17438.38 2017438.54 states17438.86 that17439.1 you've17439.18 made17439.42 investments17439.58 in17440.06 already,17440.22 and17440.7 you17440.86 tie17441.02 them17441.26 up17441.42 to17441.58 the17441.66 Massachusetts17441.82 standard.17442.38 You17442.94 can17443.02 do17443.18 that.17443.34 And17443.58 that's17443.82 that's17444.1 perfectly17444.33 fine.17444.58 And17444.97 I'm17445.06 assuming17445.38 from17446.01 my17446.33 conversation,17446.58 my17446.97 members17447.38 would17447.53 be17447.7 able17447.77 to17447.94 comply17448.1 with17448.25 that.17448.33 It17448.49 may17448.66 cost17448.9 it17449.22 cost17449.38 them17449.61 additional17449.77 dollars,17450.01 but17450.18 you17450.33 have17450.42 to17450.58 be17450.66 aware17450.74 that17450.97 those17451.14 additional17451.29 dollars17451.7 come17451.94 in17452.18 and17452.58 are17452.74 seen17452.9 as17453.22 a17453.46 mandated17453.77 cost17454.33 to17455.22 businesses17455.46 in17456.27 a17456.43 state17456.51 that's17456.83 already17457.15 pretty17457.87 much17458.11 known17458.43 for17458.75 having17458.91 a17459.23 high17459.31 cost17459.47 of17459.71 doing17459.95 business17460.19 in17460.59 the17460.67 country.17460.83
17462.19 FARLEY-BOUVIER-17462.19 Okay.17462.19 You17462.91 mentioned,17463.07 you17464.11 mentioned,17464.27 other17465.07 states17465.39 including17465.71 especially17466.19 this17466.67 New17466.99 England17467.23 like17467.87 a17468.11 New17468.19 England17468.35 model.17468.75 You17470.03 aware17470.27 of17470.81 the17470.9 work17471.06 that's17471.22 been17471.61 done17471.69 in17471.93 Connecticut.17472.1 A17472.81 few17472.97 years17473.22 ago,17473.45 they17473.69 started17473.93 what17474.58 I17474.81 call17474.97 Connecticut17475.29 2.17475.77 They17476.49 made17476.74 immediate17477.13 changes17477.93 to17479.13 that17479.29 to17479.93 update17480.01 it.17480.33 And17480.81 now17481.06 the17481.29 lead17481.45 sponsor,17481.77 who17482.17 is17482.25 a17482.49 national17482.65 figure17483.77 now17484.1 in17484.58 this17484.74 space,17484.97 is17485.66 updating17485.9 his17486.7 laws.17487.1 And17487.98 quite17488.3 frankly,17488.54 it17489.58 almost17489.66 mirrors17490.06 age17490.54 78.17490.78
17491.58 KEARNEY17491.58 -17491.58 Sure.17491.58 I17492.22 understand17492.7 that17493.02 there17493.18 have17493.26 been17493.5 updates,17493.58 but17493.9 there's17494.06 also17494.3 been17494.62 217494.78 other17494.94 states17495.1 in17495.42 the17495.5 New17495.66 England17495.82 region17496.06 that17496.38 have17496.54 adopted17496.7 that17497.02 original17497.26 Connecticut17497.9 117498.54 of17499.42 model.17499.66 And17499.98 so17500.14 again,17500.38 to,17502.43 you17502.83 know,17502.99 I17503.24 think17503.4 you17503.55 and17503.79 I17503.87 have17504.03 had17504.19 a17504.35 conversation17504.43 when17504.83 we17504.99 first17505.07 had17505.31 this17505.47 conversation.17505.63 It17506.03 was17506.11 your17506.75 trip17506.92 to17507.15 England17507.4 that17507.72 you17507.79 had17507.87 mentioned.17508.19 How17508.35 confusing17508.35 it17508.55 was,17508.75 whether17508.92 I17509.15 opt17509.24 in,17509.4 whether17509.55 I17509.79 opt17509.87 out.17510.03 We17510.35 don't17510.51 want17510.67 that17510.83 in17511.07 our17511.11 system.17511.15 Despite17512.27 what17512.75 some17512.99 folks17513.24 may17513.47 think17513.63 of17513.95 the17514.03 retail17514.11 industry,17514.51 our17515.55 consumers17515.72 are17516.27 117516.59 of17516.83 our17516.92 top17517.07 assets,17517.19 if17517.51 not17517.67 the17517.91 top17518.07 asset.17518.23 Without17518.55 them,17518.79 we17519.11 don't17520.71 exist.17520.87 And17521.59 so17521.83 to17522.23 be17522.63 able17522.79 to17523.03 allow17523.27 them17523.51 to17523.75 go17523.83 to17523.99 New17524.15 Hampshire,17524.31 Massachusetts,17524.79 Connecticut,17525.51 and17525.91 the17526.07 New17526.15 England17526.31 region,17526.55 and17526.87 get17527.11 the17527.35 same17527.51 expectation17527.75 of17528.23 privacy17528.39 and17528.79 the17528.95 same17529.03 rights,17529.27 across17530.04 the17530.28 board17530.44 is17530.76 important17531.17 to17531.49 us.17531.65 And17531.72 I17531.89 think17531.97 it's17532.13 something17532.2 that17532.44 we17532.6 support.17532.76 But17533.72 again,17533.89 we17534.2 don't17534.36 we17535.17 do17535.24 not17535.49 see17535.72 the17536.13 need,17536.52 nor17536.85 do17537.08 we17537.24 want17537.41 to17538.52 kind17538.68 of17538.93 reinvent17539.17 the17539.56 wheel17539.65 on17539.97 this17540.04 issue17540.68 when17541.17 it's17541.33 already17541.56 been17541.89 kind17542.2 of17542.36 litigated17542.68 throughout17543.33 2017544.07 states17544.39 already.17544.55 And17544.95 so,17545.11 again,17545.35 I'm17545.67 happy17545.91 to17546.15 work17546.23 with17546.39 you17546.55 on17546.63 7817546.79 and17547.19 Yeah.17547.43 Perfecting17547.67 that.17548.07 But17548.71 there's17548.87 a17549.03 concern17549.19 there.17549.91
17550.07 And17550.07 again,17550.39 folks17550.79 have17551.03 mentioned17551.91 it.17552.31 Those17552.71 concerns17553.03 are17553.43 exacerbated17553.59 when17554.15 you17554.39 have17554.47 a17554.59 private17554.71 interaction.17555.19 And17555.51 that's17555.67 117555.91 thing17556.07 I17556.23 will17556.55 mention.17556.71 You17557.46 you17557.61 you17557.98 you17558.33 asked17558.58 me17558.81 about17558.98 small17559.14 businesses.17559.38 The17560.74 plaintiff's17561.14 bar,17561.77 if17562.81 they17562.98 do17563.14 start17563.46 creating17563.85 these17564.33 niche17564.66 industries17564.98 to17565.46 go17565.61 after17565.77 these17566.01 things,17566.18 and17566.42 we've17566.58 seen17566.74 them17566.9 whether17567.14 it's17567.46 in17567.7 our,17568.01 ADA17568.74 web,17569.22 webchester17569.85 laws,17570.41 whether17570.65 it's17570.89 our17571.05 Wire17571.21 Act17571.45 and17571.93 some17572.17 of17572.33 the17572.41 software17572.65 that17572.97 people17573.13 use,17573.37 online,17574.17 or17574.81 it's,17575.05 the17575.45 lie17575.61 detector,17575.85 requirement17576.57 in17577.05 job17577.21 applications.17577.45 There17578.09 are17578.33 plaintiff's17578.49 attorneys17578.97 that17579.29 will17579.45 go17579.69 out17579.93 and17580.09 start17580.25 filing17580.97 lawsuits17581.37 on17581.85 anybody17582.01 and17582.33 everybody17582.49 that17582.89 they17583.05 possibly17583.21 can.17583.53 And17583.77 the17583.85 calls17584.1 that17584.26 I17584.43 get17584.75 are17585.06 not17585.23 from17585.39 my17585.63 big17585.78 guys.17585.86 They're17586.1 I'm17586.35 getting17586.58 calls17586.83 from17587.15 the17587.47 Inn17587.54 on17587.71 the17587.86 Cape.17587.95 I'm17588.58 getting17588.74 the17588.99 call17589.15 from17589.39 the17589.63 single17589.86 operator17590.19 on17590.67 Main17590.91 Street17591.15 who17591.54 has17591.86 been17592.02 hit17592.19 with17592.35 a17592.5 lawsuit17592.67 and17593.15 now17593.39 has17593.54 to17593.71 hire17593.86 an17594.1 attorney17594.26 and17594.67 spend17594.91 10,00017595.15 to17595.71 2017595.86 thousand17596.19 dollars17596.43 just17596.91 to17597.06 prove17597.23 that17597.47 this17597.54 is17597.71 a17597.86 frivolous17597.95 lawsuit.17598.35 And17599.07 when17599.15 you17599.39 include17599.55 the17600.03 level17600.43 of17600.75 statutory,17600.99 statutory17603.23 penalties17603.79 like17604.59 this17604.83 law,17604.99 the17605.71 concern17605.87 is17606.19 that17606.43 it17606.67 makes17606.83 it17607.15 more17607.15 appetizing17607.39 for17607.95 someone17608.11 to17608.35 come17608.43 here17608.59 and17608.75 do17608.83 it17608.91 here17608.99 in17609.07 Massachusetts17609.31 than17609.79 they17609.95 would17610.03 in17610.19 other17610.35 places.17610.59 So17610.91 that's17610.99 those17611.4 are17611.64 the17611.72 concerns17611.79 that17612.19 we17612.27 have.17612.44
FARLEY-BOUVIER17612.92 -17612.92 Sure.17612.92 So17613.47 I17613.88 wanna17614.03 make17614.27 a17614.44 correction,17614.51 and17615.24 then,17615.47 and17616.11 then17616.35 note17617.08 something.17617.31 When17618.83 I17619.08 gave17619.16 you17619.4 that17619.56 story17619.79 about17620.27 Scotland17620.6 a17621.64 year17621.72 or17621.95 217622.03 ago,17622.19 I17622.6 was17622.75 delighted17623.16 that17624.11 they17624.19 were17624.44 asking17626.16 for17626.16 those.17626.24 Because17627.04 I17627.24 was17627.44 like,17627.6 look17627.76 at17628 this17628.16 really17628.4 works.17628.72 You17629.36 know?17629.52 And17629.68 I17629.84 thought17629.92 that17630.16 was17630.24 terrific.17630.48 And17631.04 it17631.28 was17631.36 a17631.52 way17631.6 that17631.76 was17631.92 easy17632.16 for17632.56 me,17632.72 the17632.96 consumer,17633.12 to17633.68 use.17634.96
17635.28 KEARNEY17635.28 -17635.28 Right.17635.28 And17635.52 it's17635.68 my17635.84 concern17636 is17636.32 if17636.56 you17637.04 went17637.2 from17637.36 Ireland17637.76 into17638.32 Mainland17638.8 Europe,17639.2 and17639.44 then17639.6 you17639.76 came17639.84 back17640 to17640.79 the17641.43 United17641.51 States,17641.83 you're17642.08 gonna17642.24 have17642.4 a17642.47 different17642.56 standard17642.87 in17643.19 each17643.27 place.17643.43 And17644.08 I17644.31 guess17644.4 you17644.56 can17644.63 expect17644.79 that17645.03 when17645.19 you're17645.35 going17645.51 crossing,17645.75 you17646.24 know,17646.31 country17646.63 lines.17646.87 But17647.19 when17647.35 you're17647.43 going17648.08 from,17648.31 I17648.72 mean,17648.79 we17648.95 have17649.11 folks17649.35 that17649.67 are17649.83 coming17649.99 from17650.24 Massachusetts17650.4 into17651.03 New17651.35 Hampshire17651.43 and17651.83 back17652.24 on17652.56 a17652.79 daily17652.99 basis17653.26 and17653.5 all17653.66 the17653.9 other17654.06 617654.14 New17654.38 England17654.54 states.17654.78 And17655.26 so17655.42 to17655.74 not17656.06 have17656.3 that17656.54 bright17657.18 line17657.34 test.17658.26 I17658.7 think17658.86 this17659.34 is17659.5 a17659.58 concern.17659.66
17660.94 FARLEY-BOUVIER17660.94 -17660.94 And17660.94 then17661.1 the17661.34 other17661.5 thing,17661.74 and17661.98 I17662.14 promise,17662.46 I17662.86 know17663.02 you're17663.18 anxious17663.34 too,17663.74 senator,17664.22 my17664.7 partner17664.94 here.17665.26 The17667.4 thresholds17667.72 within17668.51 h17668.99 7817669.24 talk17670.6 about17670.92 the17671.16 private17671.31 right17671.64 of17671.88 action17671.95 does17672.35 not17672.6 apply17672.83 I'm17673.56 sorry.17673.72 To17674.11 the17674.35 we17674.75 have17674.99 a17675.16 threshold17675.31 standard17676.27 so17676.99 that17677.24 the17677.47 true17678.11 small17678.43 business,17678.75 the17679.08 in17679.24 on17679.4 the17679.47 cape.17679.64 Right,17680.33 they're17680.49 they17680.89 are17681.13 not17681.29 subject17681.45 to17681.85 the17681.93 private17682.09 right17682.33 of17682.49 action.17682.65
KEARNEY17682.97 -17682.97 Right.17682.97 So17683.21 my17683.45 concern17683.61 is17684.17 that17684.33 the17684.65 plaintiff's17684.97 bar17685.53 will17686.49 not17686.73 show17688.01 discretion17688.33 as17688.97 to17689.13 whether17689.29 or17689.45 not17689.61 someone17689.77 is17690.17 above17690.17 or17690.41 below17690.57 that17691.05 threshold.17691.29 And17691.77 so17692.01 small17692.41 businesses17692.65 may17693.13 get17693.29 hit17693.53 with17693.61 a17693.77 demand17693.93 letter,17694.33 and17695.05 then17695.21 their17695.37 only17695.61 frivolous17701.99 lawsuit17702.22 thrown17702.54 out,17703.1 or17703.19 just17703.26 to17703.35 prove17703.43 to17703.83 the17703.9 court17703.99 that,17704.39 hey,17704.54 I'm17704.7 under17704.78 the17705.1 threshold.17705.26 I17705.83 should17705.91 not17706.06 be17706.31 called17706.54 into17706.78 this.17707.02 Whereas17707.26 the17707.58 attorney17707.74 general17708.06 is17708.83 office17708.91 or17709.31 a17709.55 dedicated17709.79 government17710.67 entity17711.07 to17711.55 enforcement17711.87 mechanism17712.35 would17713.39 be17713.71 able17713.87 and17714.27 would17714.43 probably17714.75 be17715.23 like17715.47 more17715.79 likely17715.95 to17716.35 use17716.51 that17716.75 discretion17716.91 and17717.31 say,17717.47 hey.17717.63 Wait17717.79 a17717.95 second.17718.03 This17718.51 doesn't17718.67 have17718.99 to17719.07 go17719.15 forward.17719.31 We17719.63 don't17719.79 need17719.87 anybody17720.11 spending17720.43 all17720.75 this17721.49 money17721.72 out17722.04 of17722.21 their17722.28 pot17722.36 of17722.49 pocket17722.6 for17722.93 a17723.04 small17723.17 business.17723.41
17724.52 FARLEY-BOUVIER17724.52 -17724.52 Thank17724.52 you17724.76 for17724.85 clarifying,17725 Senator.17725.49 Thanks17725.97 for17726.28 your17726.45 patience,17726.52 too.17727
17728.13 MOORE17728.13 -17728.13 Thank17728.13 you.17728.36 So17729.72 you17730.04 referenced17730.21 the17730.52 economic17730.69 development17731.17 bill17731.49 development17732.13 bill17732.6 in17732.85 how17733.08 Massachusetts17733.33 117734.13 of17734.28 the17734.36 goal17734.52 from17734.76 the17734.93 legislature17735 and17735.49 the17735.65 governor's17735.81 office17736.21 is17738.66 to17738.74 make17738.82 Massachusetts,17738.9 more17739.06 attractive17739.22 to17740.5 industry17740.66 in17741.22 bringing,17741.38 more17742.18 competitive.17742.42 More17742.9 competitive.17743.06
17743.54 KEARNEY17743.54 -17743.54 Yeah.17743.54
17743.86 MOORE17743.86 -17743.86 Alright.17743.86 The17745.62 question17745.78 has17746.18 been17746.34 asked17746.5 about17747.78 the17748.1 privacy17748.26 bills,17749.54 and17750.03 there17750.03 were17750.19 2017750.43 other17750.75 states17750.99 that17751.24 have17751.47 actually17751.64 enacted17751.95 legislation17752.43 regarding17753.88 this.17754.27 We've17755.24 had17755.56 no17755.79 data17756.03 presented17756.43 to17756.83 us,17756.99 and17757.4 no17757.56 one's17757.79 come17758.03 to17758.27 us17758.35 that17758.6 how17758.83 these17759.31 states17759.56 have17759.88 been17760.03 hurt17760.27 by17761.08 the17761.24 passage17761.4 of17761.79 these,17761.95 data17763.16 privacy.17763.56 So17764.11 what17764.35 what17764.6 hold17764.99 on.17765.24 Okay.17765.47 So17766.17 we've17766.41 had17766.49 no17766.73 data17767.29 come17767.85 forward17768.09 on17768.33 that.17768.49 The17769.53 legislation17770.09 on17771.21 data17771.61 minimization17771.93 allows17772.81 businesses,17773.53 even17774.17 small17774.41 businesses,17774.73 to17775.61 collect17775.85 the17776.25 data17776.41 necessary.17776.89 So17778.72 and17778.95 I'm17779.43 just17779.67 gonna17779.83 talk17780.08 Senate17780.31 45.17780.72 Senate17782.15 4517782.63 clearly17783.35 has17783.83 an17784.15 exemption17784.4 for17786.08 what17786.87 you've17787.11 talked17787.35 about17787.6 for17787.92 loyalty,17788.15 bona17788.95 fide17789.27 loyalty17789.6 rewards,17790.15 rewards,17790.87 premium17791.51 features,17792.08 discounts,17793.04 club17793.76 cards,17794 and17795.12 club17795.12 card17795.44 programs.17795.84 So,17796.8 you're17800.24 advocating17800.4 against17801.2 certain17802.08 bills.17802.4 But17803.44 all's17803.76 I17804 guess,17804.08 all's17804.32 I'm17804.56 gonna17804.72 be17804.88 asked17804.96 for17805.2 is17805.36 that17805.44 when17805.6 you're17805.76 advocating17805.92 for17806.48 these17806.64 that17806.96 don't17807.82 distort17808.86 the17809.18 bills17809.34 or17809.99 the17810.22 legislation17810.38 that.17811.67
KEARNEY17811.67 -17811.67 I17812.3 apologize17812.47 if17813.02 I17813.18 gave17813.26 any17813.5 distortion17813.74 as17814.06 to17814.22 what17814.3 was17814.47 going17814.54 on.17814.78
17815.42 MOORE17815.42 -17815.42 Well,17815.42 you17815.42 clearly17815.58 equally17815.82 said17816.22 that17816.38 this17816.54 that17816.62 was17816.78 an17816.94 issue17817.02 with17817.26 the17817.42 bills17817.5 that17817.82 that17818.06 you17818.3 your17818.62 your17818.94 members17819.34 have17819.82 this17819.99 issue17820.22 with17821.5 the17821.67 loyalty17821.82 reward17822.3 cards17822.78 and17823.09 the17823.25 loyalty17823.41 programs17823.89 that17824.21 that17824.45 could17824.61 subject17824.77 them17825.09 to17825.33 litigation.17825.73 So17826.85 that's17828.13 all17828.37 if17829.01 to17831.09 make17831.33 the17831.49 act17831.65 I17831.81 guess,17831.97 to17832.21 make17832.29 the17832.45 accusation17832.61 or17833.25 or17833.89 inference17833.97 that17834.77 we17835.01 are17835.17 here17835.33 trying17835.97 we17836.37 are17836.45 not17836.69 looking17837.47 at17837.79 benefiting17838.03 our17838.59 small17838.83 businesses17839.07 or17839.87 the17840.11 members17840.19 of17840.59 your17840.67 association.17840.99 This17842.27 legislation,17842.51 we17843.15 unless17843.47 you17843.87 can17844.03 produce17844.19 some17844.59 data17844.75 showing17845.55 that17845.79 California,17846.35 Maryland,17846.99 Virginia,17847.79 all17848.35 these17848.51 other17848.75 states17848.99 that17849.24 have17849.4 passed17849.63 this17850.35 from17850.67 with17850.99 any17851.31 sort17851.55 of17851.72 right17851.87 of17852.11 action17852.19 to17852.59 a17852.67 limited17852.83 right17853.15 of17853.37 action,17853.74 that17854.11 there's17854.48 been17854.85 a17855.22 detriment17855.59 to17855.96 their17856.33 economy,17856.7 then17857.07 I17857.44 don't17858.18 think17858.56 it's17858.93 fair17859.67 to17860.04 be17860.41 saying17860.78 that17861.15 this17861.52 legislation17861.89 is17862.26 going17862.63 to17863 hurt17863.37 or17863.74 make17864.11 out17864.48 Massachusetts17864.85 not17865.22 competitive.17865.59
KEARNEY17865.96 -17865.96 So17865.96 I17866.33 apologize17866.7 if17867.07 that17867.44 was17867.81 not17868.18 clear.17868.55 There17869.49 is17869.8 a17869.88 cost17870.04 associated17870.36 with17870.92 implementing17871.17 this17871.65 program17871.8 or17872.52 implementing17872.76 any17873.24 framework17873.4 whatsoever.17873.97 Right.17874.68 If17875.08 you17875.24 have17875.4 to17875.56 implement17875.65 a17876.2 Massachusetts-only17877.17 framework,17878.12 that's17878.76 gonna17879.08 be17879.32 more17879.88 expensive17880.12 than17880.84 if17881 you17881.17 were17881.32 able17881.49 to17881.66 just17881.74 take17881.9 what17882.06 you've17882.14 already17882.3 built17882.7 in17883.02 2017883.18 other17883.5 states17883.66 and17884.54 put17884.7 it17884.94 onto17885.02 the17885.26 Massachusetts17885.42 chassis.17886.06 In17887.02 addition,17887.18 there's17887.66 an17887.98 ongoing17888.22 cost17888.7 that17889.5 would17889.66 be17889.9 created17890.38 by17891.02 a17891.34 private17891.9 right17892.3 of17892.46 action17892.62 that17893.9 could17894.14 result17894.46 in17895.02 multiple17895.72 violations,17896.11 multiple17896.67 claims17896.99 that17897.24 and17897.63 that's17897.72 the17898.03 ongoing17898.19 cost17898.51 that17898.75 the17898.92 industry17898.99 will17899.31 have17899.56 to17899.72 bear17899.87 in17900.51 order17900.67 to17900.92 comply17900.99 with17901.31 the17901.63 complexity17901.79 of17902.03 these17902.27 laws.17902.51
17902.67 MOORE17902.67 -17902.67 But17902.67 shouldn't17902.83 the17903.08 consumer17903.31 have17904.11 or17904.43 have17904.67 a17904.83 right17904.99 to17905.15 expect17905.31 the17906.03 business17906.99 that17907.4 they're17907.56 dealing17907.79 with17908.03 to17908.6 comply17908.83 with17909.31 the17909.63 law17909.79 and17910.03 comply17910.19 with17910.6 not17911.08 everyone17911.5 has17911.74 a17911.82 right.17911.9 It's17912.22 been17912.38 talked17912.54 about17912.78 all17913.02 day,17913.18 but17913.34 the17913.5 right17913.66 of17913.82 privacy,17913.9 the17914.38 right17914.46 of17914.62 your17914.7 personal17914.86 information.17915.74 Not17916.22 being17916.38 sold17916.62 on17917.02 these17917.18 issues.17917.34
17917.66 KEARNEY17917.66 -17917.66 And17917.66 at17917.82 the17917.9 outset17917.98 of17918.3 my17918.46 testimony,17918.7 I17919.34 indicated17919.5 that17919.98 all17920.22 of17920.34 my17920.46 members17920.62 have17921.26 indicated17921.5 that17921.9 they17922.06 will17922.22 comply17922.46 with17922.78 and17923.02 can17923.26 comply17923.42 with17923.82 whatever17924.31 framework17924.54 you17924.94 throw17925.1 at17925.35 them.17925.5 But17926.15 to17926.39 have17926.54 a17926.7 Massachusetts17926.94 law17927.67 that17928.15 is17928.39 gonna17928.54 cost17928.86 them17929.1 more17929.35 is17930.06 going17930.31 to17930.63 impact17930.86 its17932.94 mandated17933.58 operating17934.22 cost17934.86 on17935.43 the17935.67 business.17935.83
17936.98 SPEAKER1117936.98 -17936.98 And17936.98 it17937.06
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TASHA18283.9 ADLER18283.9 -18283.9 BOSTON18283.9 UNIVERSITY18283.9 -18283.9 Hello.18283.9 My18284.3 name18284.46 is18284.7 Tasha18285.18 Adler,18285.66 and18286.14 I'm18286.46 a18286.7 cybersecurity18286.94 PhD18287.82 student18288.22 at18288.62 Boston18288.78 University.18289.1 I18290.47 study18290.64 wireless18291.28 security18291.75 and18292.16 privacy,18292.4 and18293.92 I'm18294.08 here18294.24 to18294.47 speak18294.56 in18294.79 favor18294.88 of18295.19 the18295.28 Massachusetts18295.43 Data18295.99 Privacy18296.24 Act18296.72 and18296.95 similar18297.12 strong18297.6 comprehensive18297.99 data18298.72 privacy18298.95 legislation.18299.43 First,18301.12 I'll18301.35 say18301.52 that18301.75 as18302.56 a18302.72 researcher,18302.96 I18303.36 have18303.52 seen18303.76 up18304.24 close18304.32 the18304.8 granular18304.96 detailed18305.6 data18306 that18306.4 car18307.68 companies18307.92 have18308.48 collected18308.72 about18309.36 users,18309.6 and18310.4 I18310.56 am18310.8 very18311.12 concerned18311.36 about18311.76 it.18312 Second,18312.88 I'll18313.36 say18313.6 that18313.84 as18314.64 a18314.8 student,18314.96 I've18315.97 also18316.2 seen18316.44 the18316.77 impact18316.92 of18317.72 these18317.88 data18318.13 collection18318.44 policies18318.85 on18320.04 students18320.29 who18320.68 express18320.92 themselves18321.32 online18321.72 and,18323.49 political18323.49 beliefs.18324.04 I18326.04 believe18326.2 that18326.44 Massachusetts18326.68 should18327.72 do18327.97 everything18328.13 possible18328.6 to18329 prevent18329.17 the18329.56 transfer18329.65 or18330.53 sale18330.68 of18331.3 sensitive18331.46 information18331.94 to18332.34 companies18332.5 that,18332.9 in18333.06 turn,18333.3 sell18333.86 it18334.1 to18334.26 law18334.34 enforcement18334.5 agencies.18335.06 Many18336.74 of18336.98 my18337.06 classmates18337.22 who18338.34 have18338.58 not18338.82 engaged18338.98 in18339.38 any18339.54 public18339.7 protests18340.1 are18341.22 still18341.46 afraid18341.78 to18342.1 visit18342.18 their18342.5 families18342.66 during18343.22 summer18343.7 break18344.02 because18344.78 they're18345.01 scared18345.49 that18345.74 they're18345.97 gonna18346.06 get18346.29 blocked18346.45 from18346.69 returning18346.93 because18347.33 of,18347.57 say,18348.53 something18348.78 on18349.1 their18349.17 social18349.33 media18349.57 or18349.9 even18350.13 something18350.38 that18350.69 they,18350.85 you18351.25 know,18351.42 engaged18351.74 with18352.06 online.18352.29
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18409.85 I'm18409.85 also18410.1 disturbed18410.33 by18410.97 the18411.85 use18411.93 of18412.42 data18414.42 collected18415.06 on18416.55 apps18416.71 that18417.03 target18417.19 religious18417.67 minorities18418.07 and18419.59 also18419.99 the18420.63 anti18421.03 abortion18421.51 advocates18422.39 that18422.87 are18423.03 collecting18423.27 lists18423.59 of18423.83 women18423.99 who18424.31 frequented18424.47 or18425.11 who18425.51 visited18425.67 abortion18426.47 clinics.18426.95 Strong18428.39 comprehensive18428.87 data18429.43 privacy18429.67 legislation18430.07 would18430.71 prevent18430.87 these18431.19 sorts18431.47 of18431.56 abuses18431.79 by18432.35 requiring18432.67 that18433.08 companies18433.24 abide18433.64 by18433.95 a18434.12 strictly18434.19 necessary18434.6 standard18435.15 when18436.12 collecting18436.35 our18436.75 sensitive18436.99 data18437.4 and18437.79 demanding18438.04 that18438.75 they18438.92 get18439.15 our18439.31 consent18439.47 every18439.88 time18440.12 they18440.28 want18440.35 to18440.6 transfer18440.67 our18441.08 personal18441.24 data.18441.56 Companies18443.47 would18443.95 be18444.12 required18444.28 to18444.6 disclose18444.75 to18445.15 us18445.31 any18445.47 third18445.72 parties18446.06 to18446.22 which18446.38 they18446.62 have18446.78 transferred18446.94 our18447.34 data18447.42 and18447.74 the18447.9 purpose18448.06 of18448.3 the18448.46 transfer.18448.54 Bans18449.34 the18449.66 sale18449.82 of18450.14 geolocation18450.22 data18450.78 and18451.5 allows18451.82 Massachusetts18452.06 residents18452.7 to18453.1 request18453.26 the18453.98 correction18454.14 or18454.62 deletion18454.78 of18455.26 personal18455.34 data.18455.74 It18456.38 allows18456.54 us18456.86 to18456.94 opt18457.1 out18457.26 of18457.42 profiling,18457.58 which18458.14 is18458.3 both18458.46 dangerous18459.04 and18459.45 flawed.18459.68 Most18461.45 importantly,18461.68 I18462.24 appreciate18462.41 the18462.97 private18463.68 right18464 of18464.17 action18464.33 because18464.65 I18464.81 think18464.89 that18465.04 it's18465.2 vital18465.45 for18465.85 enforcement18466.08 because18466.56 the18466.89 attorney18467.04 general's18467.37 budget18467.77 is18468.08 limit18468.24 is18469.04 limited.18469.2 Thank18470.08 you18470.33 for18470.56 your18470.72 time.18470.89
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18536.76 FARLEY-BOUVIER18536.76 -18536.76 Thank18536.76 you18536.92 for18537.16 your18537.32 testimony.18537.48 Again,18538.04 here18538.49 oh.18538.81 Interesting.18539.7
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20016.22 SPEAKER2220016.22 -20016.22 Thank20016.22 you.20016.38 Representative20017.34 Cohen?20017.82
20018.14 OWENS20018.14 -20018.14 Yeah.20018.14 Thanks20019.02 so20019.18 much20019.34 for20019.5 coming20019.66 out20019.9 today.20020.14 I'm20020.7 sorry20020.86 that20021.1 I20021.26 clued20021.34 you20021.58 into20021.74 this20021.9 and20022.06 you20022.22 had20022.3 to20022.46 come20022.54 all20023.02 day.20023.42 So,20023.58 my20023.74 condolences20023.98 and20024.62 apologies20024.86 as20025.42 well,20025.58 but20025.74 I20026.14 hope20026.14 you20026.3 learned20026.7 something.20027.02 And20027.5 thank20028.02 you20028.25 for20028.42 coming20028.58 out.20028.9 We'll20029.14 be20029.29 in20029.38 touch.20029.54 Absolutely.20029.85 Thank20030.18 you.20030.33 Representative20031.14 Mesquite.20031.69
20032.18 MESCHINO-20032.18 Just20032.18 because20032.33 you're20032.58 a20032.74 law20032.81 school20033.06 student20033.38 and20033.78 it's20033.93 all20034.1 positive,20034.33 the20035.62 thing20035.85 that20036.1 keeps20036.58 coming20036.97 up20037.22 is20037.85 this20038.1 idea20038.33 of20038.74 abuse20038.9 of20039.22 courts.20039.29 And20039.69 I20039.85 just20039.93 wanted20040.39 on20040.55 the20040.63 record20040.71 that,20041.27 you20043.03 know,20043.19 I'm20044.07 licensed20044.31 in20044.79 220044.95 different20045.11 jurisdictions,20045.51 and20046.15 you20046.39 have20046.55 to20046.71 have20046.87 a20047.59 color20047.75 blue20048.07 claim.20048.31 You20048.71 have20048.87 to20049.11 have,20049.19 you20050.39 know,20050.47 evidence20050.79 to20051.35 support20051.51 it.20052.4 You20052.72 have20052.81 to20052.97 get20053.04 past20053.36 all20053.6 your20053.85 motions20054 to20054.32 dismiss.20054.49 Then20055.28 you20055.44 have20055.6 to20055.76 be20055.92 able20056.08 to20056.32 make20056.4 your20056.49 case.20056.72 And20057.04 so20057.68 this20057.92 idea20058.08 that20058.64 somehow,20059.12 consumer20060.64 protection20061.12 and20062.08 class20062.49 actions20062.72 are20063.28 an20063.44 abuse20063.6 of20064.4 the20064.49 court20064.64 system,20064.88 and20065.44 you20065.6 just20065.76 triggered20065.92 the20066.32 thought.20066.49 I20066.81 was20066.88 trying20067.13 not20067.45 to20067.61 add20067.77 to20068.09 the20068.25 hearing20068.41 because20068.65 it20068.97 was20069.05 so20069.29 late.20069.45 So20070.09 I20070.25 kept20070.41 that20070.57 to20070.81 myself,20070.89 but20071.21 you20071.37 triggered20071.53 the20071.85 thought20072.01 when20072.25 you20072.41 were20072.57 referring20072.65 to20072.97 the20073.13 law20073.29 review20073.45 articles20073.85 and20074.33 rights20074.57 to20074.89 privacy,20075.05 and20075.61 this20076.09 is20076.33 very20076.49 much20076.73 grounded20076.97 in20078.09 all20078.73 of20078.97 our20079.77 6020080.01 years20080.33 of20080.73 jurisdiction.20080.89 So,20081.61 and20082.57 jurisprudence.20083.12 So20083.68 I20083.92 just20083.99 wanted20084.24 to20084.47 say20084.56 that20084.72 on20084.88 the20085.04 record,20085.2 and20085.52 thank20085.68 you20085.83 for20086.08 reminding20086.24 me20086.64 to20086.79 say20086.95 it.20087.12 Thank20087.83 you.20087.99
20087.99 FARLEY-BOUVIER20087.99 -20087.99 Thank20088.31 you.20088.56 Anybody20088.95 else?20089.43 Great.20089.99 Thanks20090.31 again.20090.64 Appreciate20090.95 your20091.43 testimony20091.6 today.20092.16
20092.56 SPEAKER2220092.56 -20092.56 Thank20092.56 you20092.72 for20092.79 the20092.95 time.20093.12
FARLEY-BOUVIER20095.04 -20095.04 We're20095.04 now20095.35 going20095.6 back20095.92 online20096.24 is20096.88 Lee20097.28 Hepner,20098.5 with20098.9 us20099.14 online.20099.38 And20099.86 then20100.02 we20100.34 have20100.58 Kelvin20101.14 Green.20101.7
LEE20105.14 HEPNER20105.14 -20105.14 AMERICAN20105.14 ECONOMIC20105.14 LIBERTIES20105.14 PROJECTS20105.14 -20105.14 HB20105.14 9920105.14 -20105.14 SB20105.14 4720105.14 -20105.14 (20105.14 R20105.14 )20105.14 Good20105.14 evening,20105.54 Chairs20106.26 Arlie20106.82 Bouvier20107.22 and20108.02 Moore.20108.58 Thank20109.99 you20110.22 for20110.47 engaging20110.87 in20111.27 a20111.67 remarkable20111.91 hearing20112.39 today.20112.63 I've20112.87 been20113.18 tuning20113.99 in20114.31 for20114.47 most20114.63 of20114.87 it,20114.95 but20115.18 it's20115.35 a20116.22 breadth20116.54 of20116.87 work,20116.95 and20117.1 I've20117.27 actually20117.43 learned20117.74 quite20117.99 a20118.22 bit.20118.31 My20118.54 name20118.63 is20118.79 Lee20118.95 Hepner.20119.18 I'm20120.06 an20120.15 antitrust20120.39 attorney20121.03 and20121.83 senior20121.99 legal20122.39 counsel20122.7 at20123.18 the20123.35 American20123.5 Economic20123.99 Liberties20124.47 Project.20125.06 We're20125.54 a20125.86 nonprofit,20126.1 nonpartisan20126.98 research20127.54 and20127.78 advocacy20128.1 group20128.58 that20128.98 seeks20129.14 to20129.38 understand20129.54 what20130.1 you're20130.26 doing.20130.5 Oh,20131.54 I'm20131.86 sorry.20132.02 Was20132.34 that20132.58 I20132.9 just20133.06 heard20133.3 an20133.54 echo20133.62 there.20133.94 Can20134.5 you20134.66 hear20134.74 me20134.98 alright?20135.06
20135.62 FARLEY-BOUVIER20135.62 -20135.62 Now20135.62 it's20135.78 better.20136.02 Thank20136.34 you.20136.5 We're20136.66 good.20136.82 You're20137.22 good.20137.46
20138.82 HEPNER20138.82 -20138.82 So20138.82 I20139.22 work20139.6 for20139.81 the20140.06 American20140.13 Economic20140.61 Liberties20141.01 Project.20141.33 We're20141.65 a20141.9 nonprofit20141.97 and20142.93 nonpartisan20143.1 research20143.81 and20144.22 advocacy20144.38 group20144.85 that20145.25 seeks20145.41 to20145.65 understand20145.81 the20146.29 ways20146.38 in20146.69 which20146.78 corporate20147.1 power20147.49 is20148.06 wielded20148.29 to20148.78 harm20148.93 consumers,20149.25 workers,20149.81 and20150.45 small20151.1 businesses20151.41 across20151.97 the20152.45 country.20152.61 I'm20153.73 here20153.97 to20154.29 address20154.45 the20154.85 committee20155.01 on20155.49 bills20155.73 H20156.21 9920156.45 and20156.93 S20157.09 47,20157.33 which20158.13 pertain20158.45 to20158.77 surveillance20159.01 pricing20159.65 in20160.13 grocery20160.37 stores.20160.93 Earlier20161.73 this20162.21 year,20162.45 we20163.33 coauthored20163.57 a20164.53 new20164.77 and20165.01 fairly20165.41 exhaustive20165.81 report20166.37 on20166.85 the20167.01 phenomenon20167.17 of20167.81 surveillance20168.17 pricing.20168.81 In20169.28 brief,20169.6 surveillance20170.88 pricing20171.36 refers20171.76 to20172.17 the20172.32 ability20172.49 of20172.97 corporations20173.13 to20173.92 use20174.08 vast20174.81 quantities20175.13 of20175.6 personal20175.76 data20176.24 to20176.88 set20177.04 individualized20177.36 prices20178.4 and20178.97 wages20179.28 that20180.08 are20180.32 different20180.49 for20180.97 each20181.2 person,20181.53 exploiting20182.08 consumers20182.88 based20183.55 on20183.71 their20183.87 unique20184.03 vulnerabilities20184.43 and20185.79 behaviors.20186.03 And20186.75 now20186.91 it20187.07 is20187.23 not20187.31 news,20187.55 particularly20187.79 to20188.35 you20188.51 all20188.67 who20188.83 have20188.99 been20189.15 inundated20189.55 with20190.11 this20190.27 information20190.51 today,20190.99 that20191.55 data20191.71 brokers20192.03 and20192.35 corporations20192.51 now20193.15 collect20193.39 information20194.03 about20194.51 where20194.75 we20194.91 go,20195.07 what20195.31 we20195.55 watch,20195.71 what20195.95 we20196.11 like,20196.27 what20197 videos20197.24 our20197.81 cursors20197.97 linger20198.53 over,20198.85 and20199.33 what20199.33 loans20199.65 we20199.97 take20200.2 out.20200.44
20201.24 What20201.24 is20201.49 new20201.72 is20201.97 this20202.2 phenomenon20202.44 of20203.41 firms20203.56 running20204.04 those20204.44 data20204.68 points20205 through20205.33 algorithms20205.56 to20206.2 set20206.44 individualized20207.17 prices20208.13 and20208.73 wages,20208.97 rigging20209.93 the20210.25 market20210.49 to20211.13 charge20211.37 consumers20211.69 as20212.25 much20212.33 as20212.49 they20212.65 are20212.81 willing20213.13 to20213.53 pay20213.69 and20214.17 to20214.41 pay20214.57 workers,20214.81 who20215.29 are20215.53 indeed20215.85 also20216.25 consumers,20216.57 the20217.37 minimum20217.53 amount20217.85 they20218.09 are20218.17 willing20218.33 to20218.65 work20218.73 for.20218.89 So20219.37 it20219.61 is20219.69 a20219.85 spiral20220.01 to20220.49 the20220.57 top20220.73 for20220.97 prices20221.13 and20221.65 a20221.89 spiral20222.04 to20222.44 the20222.6 bottom20222.68 for20223.08 wages.20223.33 Now,20224.13 this20224.37 issue20224.6 recently20224.92 entered20225.49 the20225.81 national20225.97 political20226.53 discourse20226.92 when20227.4 Kroger20228.13 announced20228.53 a20229 plan20229.17 to20229.4 install20229.56 digital20229.97 price20230.37 tags20231.33 and20231.65 face20231.81 recognition20232.04 surveillance20232.6 in20233.08 its20233.33 stores.20233.49 And20233.65 you've20233.81 heard20233.97 a20234.13 little20234.2 bit20234.44 about20234.6 that20234.91 today.20235.15 The20236.03 biometric20236.27 component20236.75 of20237.15 this20237.23 raised20237.47 a20237.71 lot20237.79 of20237.95 questions.20238.03 Why20238.83 would20239.07 a20239.31 grocery20239.39 store20239.87 need20240.51 to20240.83 engage20240.99 in20241.39 face20241.63 surveillance20241.95 and20242.75 biometric20242.99 identification20243.71 of20244.51 individual20244.67 shoppers20245.31 unless20246.19 the20246.59 goal20246.75 was20246.99 specifically20247.31 to20247.95 exploit20248.5 that20248.82 information20249.47 for20250.74 some20250.9 other20251.14 purpose?20252.18 Now,20252.42 this20252.42 is20252.66 far20252.82 from20252.99 just20253.22 an20253.47 in-store20253.78 issue.20254.18 In20254.74 fact,20254.82 there20255.31 is20255.54 substantial20255.78 evidence20256.35 that20256.74 the20256.9 online20257.06 applications20257.54 of20258.03 surveillance20258.18 pricing20258.74 are20259.38 already20259.54 pervasive.20259.86 In,20260.6 there's20261.16 a20261.56 very20261.96 large20262.2 grocery20262.44 delivery20262.84 app,20263.4 that20264.36 recently20264.6 announced20265.16 on20265.48 an20265.64 earnings20265.8 call20266.28 that20266.68 they20266.92 had20267.08 rolled20267.24 out20267.48 technology20267.64 to20268.36 assess20268.52 the20269.56 price20269.64 sensitivity20270.04 of20270.76 individual20271.08 consumers20271.8 using20272.44 the20272.76 app,20272.92 and20273.64 they20273.88 have20274.04 the20274.2 capability20274.36 then20275.32 to20275.56 set20275.72 different20276.04 for20276.28 prices20276.52 for20276.92 me20277.15 buying20277.31 a20277.56 banana,20277.63 than20278.43 my20278.67 neighbor20278.83 buying20279.07 a20279.31 banana20279.47 based20279.79 on20280.03 my20280.11 willingness20280.35 to20280.83 pay20280.99 and20281.24 my20281.63 price20281.88 sensitivity.20282.19
20283.07 So20283.07 this20283.24 capability20283.47 is20284.52 here.20284.75 The20285.15 incentive20285.24 is20285.88 clearly20286.11 here,20286.52 and20287.56 I20287.95 think20288.11 that20288.35 the20288.52 legislation20288.67 before20289.4 you20289.72 in20289.88 these20290.03 220290.28 bills20290.43 it's20291.24 clearly20291.58 aimed20292.62 at20292.86 grappling20293.1 with20293.58 it.20293.74 And20294.06 I20294.22 would,20294.38 you20294.62 know,20294.7 encourage20294.94 it's20295.34 a20295.5 little20295.58 bit20295.74 outside20295.9 the20296.22 context20296.38 of20296.78 these20296.86 220297.1 bills,20297.26 but20297.66 to20297.9 incur20298.14 to20298.46 engage20298.7 on20299.1 the20299.26 wage20299.42 side20299.74 of20299.98 this20300.06 as20300.22 well.20300.38 That20301.18 the20301.42 fact20301.58 that,20301.9 particularly20302.22 in20302.86 the20303.02 gig20303.18 economy,20303.42 that20304.14 different20304.38 workers20304.7 are20305.26 being20305.5 paid20305.74 different20306.14 amounts20306.62 for20307.37 the20307.6 same20307.68 type20308.24 of20308.41 work,20308.56 for20308.89 the20309.04 same20309.2 task20309.6 based20310.33 on20310.56 how20310.81 much20310.97 money20311.2 they20311.45 have20311.6 in20311.68 their20311.85 bank20312 accounts,20312.24 what20313.37 their20313.53 credit20313.77 score20314.24 is,20314.49 other20315.2 financial20315.53 vulnerabilities20316.24 that,20317.2 that20317.77 they20317.93 may20318.08 be,20318.24 you20319.13 know,20319.2 vulnerable20319.53 to.20320 So20320.24 this20320.85 is20321.09 a20321.17 really20321.25 complex20321.65 issue,20322.21 but20322.45 the20322.69 220322.85 bills20323.01 that20323.65 I'm20323.81 here20324.05 to20324.29 speak20324.37 on20324.61 today20324.77 and20325.01 indeed20325.25 a20325.49 lot20325.57 of20325.81 the20325.89 location-based20326.45 stuff20326.77 that20327.01 you20327.17 all20327.33 are20327.49 grappling20327.65 with20328.05 today20328.21 really20328.77 inform20329.17 some20330.69 real20330.85 progress.20331.09 I20331.65 genuinely20331.73 looking20332.13 forward20332.37 to20332.61 the20332.77 progress20332.85 you20333.17 guys20333.33 are20333.49 all20333.65 making20333.81 today.20334.05 This20334.29 is20334.53 tremendous20334.97 work,20335.28 and20335.53 it's20335.68 been20335.85 great20336.08 to20336.32 listen20336.49 in.20336.72
FARLEY-BOUVIER20338.64 -20338.64 Thank20338.64 you20338.88 so20339.2 much.20339.44 I'm20339.76 gonna20339.92 first20340.16 turn20340.49 to20340.72 the20340.88 committee20340.97 for20341.36 any20341.6 comments20341.76 or20342.16 questions.20342.32 Senator,20343.04 do20343.53 you20343.68 have20343.76 anything?20344 I20344.97 do20345.12 have20345.28 a20345.44 question20345.53 for20345.85 you.20346 If20346.08 you20346.24 would20346.32 indulge20346.56 me,20346.97 please,20347.2 Mister20348.19 Hefner.20348.43 You20350.03 came20350.35 for20350.59 a20350.71 specific20350.83 purpose20351.31 to20351.79 talk20352.19 about20352.43 those20352.67 bills,20353.39 and20354.67 you've,20354.91 but20355.15 you've20355.39 also20355.63 listened.20356.03 So20356.43 do20357.07 you,20357.31 with20357.47 your20357.79 multistate20358.59 view.20360.45 Do20360.54 you20360.54 have20360.78 a20361.33 view20361.49 on20361.74 comprehensive20362.06 data20362.62 privacy?20362.85
HEPNER20364.62 -20364.62 Yeah.20364.62 Absolutely.20365.49 I20366.22 mean,20366.29 I20366.45 think20366.54 that20366.78 states20367.18 have20367.58 a20368.93 tremendous20369.1 ability20369.58 to20369.97 lead20370.06 here,20370.29 particularly20371.1 on20371.97 ideas20372.29 like20372.7 data20372.85 minimization,20373.1 which20373.81 I20374 think20374.08 has20374.24 been20374.48 a20374.8 common20374.96 theme20375.28 of20375.6 what20375.68 you've20375.84 heard20376 today.20376.24 This20376.56 notion20376.72 is20377.04 that20377.04 if20377.6 data20377.84 is20378.16 being20378.32 collected20378.56 and20379.04 we20379.28 know20379.44 it's20379.6 being20379.84 collected,20380.08 let's20380.72 at20381.04 least20381.2 minimize20381.52 the20382.4 purposes20382.56 for20383.04 which20383.2 it20383.36 can20383.44 be20383.68 used.20383.76 Minimize20384.56 the20385.12 retention20385.28 of20385.84 that20386 data20386.24 so20386.56 that20386.85 it's20386.92 not20387.16 lingering20388.6 beyond20389.56 the20389.56 use20389.81 that20390.12 it20390.28 was20390.44 collected20390.68 for.20391.16 So,20392.04 I20392.12 think20392.28 that20392.44 those20392.68 principles20393 are20393.56 really20393.81 fundamental,20394.2 and20395.32 what's20395.81 kind20396.2 of20396.44 scary20396.6 is20397 particularly20397.4 the20397.97 era20398.12 of20398.52 AI20398.85 and20399.4 new20399.72 models20400.28 that20400.68 are20400.99 are20401.07 becoming20401.31 kind20401.63 of20401.87 agentic20402.11 in20402.67 their20402.83 own20403.07 right20403.31 is20403.87 the20404.11 ability20404.35 for20404.67 that20404.83 data20404.99 to20405.31 be20405.47 exploited20405.71 long20406.35 term20406.59 for20406.83 purposes20407.07 that20407.47 were20407.71 far20408.03 different20408.43 than20408.99 what20409.15 it20409.31 was20409.39 collected20409.63 for.20410.19
20411.07 Now,20411.07 I20411.23 think20411.39 that20411.55 certain20411.79 uses20412.11 should20412.59 just20412.83 be20412.99 barred.20413.15 I20413.47 don't20413.63 think20413.79 that20414.03 we20414.35 should20414.51 be20414.67 collecting20414.83 personal20415.23 information20415.71 to20416.19 charge20416.35 people20416.67 different20417.1 prices20417.33 or20417.81 to20418.06 pay20418.22 people20418.38 different20418.69 wages.20419.02 I20419.97 think20420.06 that20420.29 that20420.45 is20420.69 just20420.85 an20421.1 insidious20421.33 exploitation20421.9 of20422.54 people's20422.69 personal20423.02 information.20423.42 And20425.17 the20425.42 only20425.58 upside20425.81 is20426.13 going20426.29 to20426.54 be20426.61 for20426.85 the20427.1 large20427.17 corporations20427.42 who20428.06 are20428.13 seeking20428.29 that20428.61 steepability20428.78 on20429.97 the20430.13 backs20430.22 of20430.54 consumers20430.61 and20431.1 workers.20431.17 But20431.65 I20431.97 think20432.13 the20432.37 principles20432.53 that20433.01 you20433.09 have20433.25 been20433.49 grappling20433.65 with20434.05 all20434.29 day20434.45 today20434.69 are20435.09 super20435.17 relevant20435.41 around20435.81 your20436.21 location20436.37 data,20436.77 data20437.25 minimization,20437.57 comprehensive,20438.21 privacy20439.17 policy.20439.97 I'm20441.01 based20441.33 in20441.57 California.20441.73 Many20442.21 of20442.45 my20442.53 colleagues20442.69 are20443.01 in20443.17 DC,20443.33 but20443.65 we20443.81 have20443.89 a20444.53 very20444.69 rigorous20446.77 and20447.14 really20447.29 effective20447.45 comprehensive20449.06 privacy20449.62 law20450.33 here20450.66 in20450.9 California20451.14 that20451.85 the20451.93 business20452.1 community20452.42 has20452.81 adapted20453.06 to.20453.45 And20454.42 it's20454.74 been20454.97 a20455.29 few20455.38 years,20455.62 but20456.02 I20456.58 think20456.66 it's20456.9 working.20457.06
20458.25 FARLEY-BOUVIER20458.25 -20458.25 Thank20458.25 you.20458.49 Appreciate20458.81 that.20459.29 Pleasure.20460.45 We20460.85 thank20461.09 you20461.25 for20461.41 your20461.57 testimony,20462.61 and20463.25 we'd20463.49 be20463.81 happy20463.89 to20464.13 continue20464.29 to20464.77 engage20464.93 with20465.25 you20465.33 throughout20466.05 this20466.45 process.20466.69
20467.81 HEPNER20467.81 -20467.81 Thank20467.81 you20468.05 so20468.21 much.20468.37
20468.77 FARLEY-BOUVIER20468.77 -20468.77 Sure.20468.77 So20469.17 we're20469.41 next20469.65 gonna20469.89 go20470.21 we're20471.01 next20471.25 gonna20471.49 go20471.73 to20471.89 Kelvin20472.13 Green.20472.53 Is20472.93 Kelvin20473.17 here?20473.65 And20474.86 after20475.5 that20475.74 is20476.06 Tom20476.31 Nyer,20476.63 who20477.67 is20477.82 our20477.99 last20478.22 testifier.20480.06 Anybody20480.79 else.20481.1 Or20481.42 anybody20481.67 else20482.06 who's20482.31 here.20482.47 Signed20482.94 up.20483.27 Okay.20483.74 Oh,20484.06 good.20484.31 I've20484.7 been20484.86 watching20485.42 you,20485.82 and20485.9 I20486.15 was20486.22 wondering20486.47 about20486.86 your20487.03 name,20487.27 so20487.5 that's20487.9 okay.20488.15 We're20488.47 not20488.63 gonna20488.79 let20489.1 anybody20489.35 not20489.82 testify.20489.99 I20490.51 promise.20490.67 Especially.20491.39 Kelvin,20492.75 it20493.23 was20493.47 nice20493.47 to20493.63 see20493.79 you20493.95 today.20494.11
20494.43 SPEAKER1220494.43 -20494.43 Nice20494.43 to20494.67 see20494.75 you.20494.91 Yeah.20495.23
20496.99 KELVIN20496.99 GREEN20496.99 II20496.99 -20496.99 KAIRO20496.99 FELLOWSHIP20497.79 -20497.79 HB20497.79 10420497.79 -20497.79 SB20497.79 4520497.79 -20497.79 SB20497.79 2920497.79 -20497.79 Hello20497.79 to20497.79 the20498.03 chairs,20498.11 to20498.43 the20498.51 committee,20498.67 to20499.07 the20499.15 staff,20499.31 to20499.71 the20499.87 people20500.03 who've20500.27 also20500.51 been20500.83 waiting.20500.99 Hello.20501.63 My20502.19 name20502.35 is20502.43 Kelvin20502.59 Green20502.99 II.20503.39 I20504.59 am20504.75 a20504.91 Malden20505.07 resident.20505.39 I20505.79 also20505.87 sit20506.25 here20506.49 as20506.74 a20507.13 believer20507.22 in20507.53 Jesus20507.78 Christ20508.1 and20508.33 his20508.49 call20508.65 to20508.9 service.20509.06 I'm20509.85 an20510.1 8-year20510.33 resident20510.57 of20510.97 Massachusetts.20511.22 I'm20512.1 a20512.25 graduate20512.33 of20512.74 MIT.20513.06 I'm20513.85 a20514.1 former20514.17 community20514.57 organizer20515.06 in20515.53 Somerville,20515.69 Randolph,20516.33 Everett,20516.81 Dorchester,20517.29 Mattapan,20518.17 Rosendale,20518.81 Jamaica20519.85 Plain,20520.25 and20520.57 Woburn.20520.74 And20521.6 I'm20521.76 here20521.92 as20522.08 a20522.32 senior20522.4 organizing20522.72 specialist20523.2 at20523.6 Kairos20523.92 Action.20524.4 We20525.28 are20525.52 a20525.84 national20526 organization20526.48 focused20527.36 on20527.68 non-partisan20528.08 education20528.72 and20529.36 advocacy20529.52 at20530.48 the20530.56 intersection20530.72 of20531.28 technology,20531.52 democracy,20532.4 and20533.28 other20533.52 issues20534.16 our20534.47 communities20534.88 face20535.6 today.20535.92
20537.35 I20537.35 believe20537.52 Massachusetts20537.92 has20538.72 always20538.72 have20539.04 believed20539.28 is20539.99 always20540.24 well20540.47 positioned20540.72 to20541.19 pioneer20541.6 and20542.08 lead20542.08 the20542.31 way,20542.47 especially20543.12 in20543.6 120543.83 of20543.99 the20544.16 most20544.24 pressing20544.79 issues20545.19 facing20545.6 our20545.92 communities,20546.08 which20546.95 is20547.28 the20547.43 severe20547.67 invasion20547.99 of20548.59 privacy20548.75 by20549.55 corporations20549.79 and20550.67 mostly20551.07 the20551.47 lack20551.63 of20551.95 the20552.11 legal20552.27 guardrails20552.59 preventing20553.31 them20553.79 from20554.03 doing20554.19 so.20554.43 This20555.47 is20555.63 why20555.71 I20555.95 ask20556.03 each20556.35 of20556.59 you20556.67 to20556.91 support,20557.15 and20558.35 favorably20558.67 favorably20559.31 report,20559.95 support20561.23 for20561.55 h20561.87 86,20562.19 s20562.91 120563.15 97,20563.39 the20563.95 Location20564.03 Shield20564.81 Act.20565.36 I20565.36 also20565.44 want20565.76 to20566 register20566.17 my20566.65 support20566.88 for20567.28 the20567.53 following20567.68 comprehensive20568.17 privacy20568.72 bills:20570.72 H20571.04 104,20571.04 S20571.04 45,20571.04 S20571.85 29,20572.08 and20573.04 H20573.36 78.20573.68 In20575.36 the20575.6 work20575.68 that20575.92 I20576.17 do,20576.32 I've20576.56 been20576.72 a20576.88 witness20577.04 to20577.44 Massachusetts20577.6 residents20578.32 who've20579.13 been20579.44 doxed.20579.68 That20580.86 means20581.1 their20581.42 personal20581.74 and20582.22 private20582.38 data20582.7 has20583.02 been20583.18 published20583.42 online20583.74 for20584.62 no20584.94 other20585.1 purpose20585.26 but20585.66 to20585.82 bring20586.06 harm.20586.3 These20587.18 community20587.42 members20587.82 rightfully20588.22 feel20588.7 unsafe20589.1 in20589.98 their20590.14 own20590.3 communities.20590.54 They20591.34 live20591.58 under20591.74 threat20592.06 of20592.38 online20592.62 and,20593.02 unfortunately,20593.26 offline20593.9 violence20594.38 with20595.03 their20595.18 data20595.42 publicly20595.9 floating20596.54 in20596.86 the20597.1 ether,20597.27 and20597.99 many20598.15 remain20598.47 traumatized20598.78 by20599.35 the20599.58 fear20599.67 of20599.99 such.20600.15 I20601.35 like20601.58 to20601.74 think20601.82 of20601.99 this20602.15 I'm20602.31 at20602.54 Kairos.20602.63 We20603.1 like20603.27 to20603.42 bring20603.5 digital20603.82 issues20604.22 into20604.63 in-person20605.5 reality.20606.15
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20668.52 So20668.52 strong20668.76 privacy20669.08 legislation20669.48 needs20670.04 to20670.28 ensure20670.36 companies20670.68 are20671.08 aligning20671.32 their20671.72 data,20671.88 collecting20672.52 practices20672.92 with20673.4 what20673.56 the20673.72 user20673.88 is20674.2 expecting.20674.44 2,20675.4 a20675.8 ban20675.96 on20676.2 the20676.28 sale20676.44 of20676.68 sensitive20676.85 data.20677.25 Businesses20677.81 should20678.22 not20678.45 be20678.53 able20678.69 to20678.78 sell20678.85 sensitive20679.1 data20679.49 about20679.9 us20680.13 without20680.45 us,20680.85 especially20681.49 when20681.9 there20682.06 are20682.22 cases20682.38 of20682.69 folks20682.78 avoiding20683.1 care20683.57 or20683.81 being20683.97 denied20684.22 care.20684.61 And20685.33 lastly,20685.57 strong20686.06 enforcement,20686.38 including20687.17 a20687.57 private20687.65 right20688.06 to20688.29 action.20688.61 We20689.17 know20689.33 that20689.49 policies20689.65 are20690.22 only20690.29 as20690.61 good20690.78 as20691.02 their20691.1 ability20691.33 to20691.74 be20691.9 enforced.20692.13 There20693.23 are20693.47 real20693.55 people20693.71 depending20694.11 on20694.51 these20694.67 policies20694.91 turning20695.39 into20695.71 real-world20696.43 action20696.75 in20697.15 order20697.23 to20697.55 keep20697.71 us20697.87 safe.20698.03 At20699.31 Kairos,20699.55 we20700.03 know20700.19 people20700.27 deserve20700.59 a20701.23 say20701.31 in20701.55 how20701.63 our20701.87 data20702.03 is20702.35 used,20702.51 how20702.75 the20702.91 Internet20703.07 is20703.47 governed.20703.63 We20704.27 appreciate20704.51 Massachusetts20704.99 for20705.63 pioneering20705.79 legislation,20706.43 I20706.99 will20707.15 say.20707.39 Maryland20708.06 has20708.38 produced20708.45 something,20708.85 but20709.18 they20709.25 do20709.49 not20709.58 have20709.74 the20709.9 private20710.06 right20710.45 of20710.7 action,20710.85 so20711.18 you20711.42 would20711.66 be20711.81 pioneering20711.97 this20712.93 legislation20713.18 that20713.81 will20713.97 make20714.14 tech20714.29 work20714.54 for20714.85 all.20714.93 And20715.58 lastly,20715.81 I'll20716.14 just20716.29 say20716.45 as20716.7 someone20716.78 born20717.18 in20717.49 '98,20717.66 220718.22 years20718.38 after20718.7 the20719.02 GLBA,20719.33 I20720.7 identify20720.85 with20721.33 36%20721.49 of20722.29 Massachusetts20722.45 residents.20723.02 That's20723.46 about20723.62 2,000,00020723.74 people20724.34 who20725.06 are20725.3 under20725.54 the20725.78 29,20725.86 and20726.66 we20726.9 only20727.14 know20727.38 the20727.62 world20727.78 as20728.1 deeply20728.18 digital20728.58 and20729.06 offline.20729.78 So20730.1 we20730.26 are20730.42 excited20731.06 to20731.46 for20731.62 you20731.7 to20731.86 have20732.02 this20732.18 opportunity20732.42 to20733.06 consider20733.54 us20733.94 in20734.18 this20734.26 world20734.5 that20734.74 we've20734.82 inherited20735.14 and20735.54 to20735.7 provide20735.86 protection.20736.18 Thank20736.93 you.20737.08
20737.56 FARLEY-BOUVIER20737.56 -20737.56 Thank20737.56 you.20737.72 Thank20738.04 you20738.29 for20738.37 your20738.53 strong20738.68 testimony.20739 We20739.49 appreciate20739.65 it.20740.04 Are20740.2 there20740.37 any20740.44 comments20740.68 or20740.93 questions20741.08 from20741.41 the20741.56 committee?20741.72 Perfect.20743 Okay.20743.49 We're20743.72 gonna20743.89 go20744.2 to20744.37 Tom20744.6 Nyer20744.85 in20746.29 the20746.44 room20746.6 and20746.93 then20747.08 Karen's.20747.49 Thank20748.68 you.20748.85 Great.20749.25 And20749.57 is20749.73 there20749.89 anybody20750.13 else?20750.61 Just20750.93 let20751.09 us20751.25 know.20751.33 Okay?20751.65 Is20752.53 Tom20752.69 here?20753.01 Is20753.76 Tom20754.5 online?20755.25 Okay.20758.05 So,20758.37 Karen,20758.77 you20759.17 are20759.33 up.20759.57 Hi.20759.89 And20760.45 we20760.69 are20760.85 delighted20761.01 with20763.88 the20763.88 age.20763.95 Oh,20764.52 no.20764.67 Of20764.83 course.20765.07 Everybody20765.56 here.20766.04 You20768.11 had20768.43 a20768.52 lot20768.6 of20768.83 patience20768.92 today.20769.31 Oh,20769.72 great.20770.04 That.20770.52
20770.67 KAREN20770.67 BAUERLE20770.67 -20770.67 TOWN20770.67 OF20770.67 BELMONT20770.67 MASSACHUSETTS20770.67 -20770.67 This20770.67 is20770.92 super20770.99 important.20771.31 And20771.88 I'm20772.11 really20772.19 tired.20772.52 Yeah.20772.92 I20773.4 don't20773.56 wanna20773.72 just20773.88 lose20774.11 it20774.28 right20774.43 here20774.6 for20774.86 you.20775.15 Yeah.20775.45 My20776.04 name20776.33 is20776.62 Karen20776.92 Bauerle.20777.21 I'm20777.51 a20777.8 resident20778.09 of20778.39 Belmont,20778.68 Massachusetts.20778.97 I'm20779.27 a20779.56 member20779.86 of20780.15 town20780.44 meeting.20780.74 I20781.03 represent20781.33 the20781.62 Disability20781.91 Access20782.21 Commission20782.5 in20782.8 our20783.09 town,20783.38 and20783.68 I'm20783.97 a20784.27 member20784.56 of20784.85 the20785.15 housing20785.44 trust.20785.74 I20786.03 have20786.32 also,20786.32 have20786.91 retired20787.29 my20787.45 law20787.6 license20787.93 because20788.41 it20788.65 became20788.89 useless20789.13 to20789.53 me20789.68 because20789.85 I20790.17 have20790.24 multiple20790.41 chronic20791.04 illnesses.20791.45 And20793.85 I20794.08 wanna20794.17 say20794.41 that20794.65 it20794.89 starts20795.04 out20795.37 when20796.89 I20797.13 got20797.29 married,20797.45 when20797.85 I20798.08 was20798.17 24,20798.41 I20798.89 lost20799.13 my20799.37 health20799.45 insurance.20799.68 I20800.08 lived20800.24 in20800.49 Georgia,20800.65 and20801.33 I20801.41 was20801.57 put20801.89 on20802.13 a20802.29 computer.20802.37 I20804.13 could20804.29 no20804.45 longer20804.69 get20805.33 health20806.45 insurance20806.69 as20807.09 a20807.21 result20807.33 of20807.65 that20807.73 single20807.97 denial.20808.29 I20808.69 have20808.77 run20809.01 from20809.17 that20809.41 my20809.65 whole20809.81 life.20810.05 Wow.20810.45
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20881.58 Because20881.58 I20882.06 deal20882.22 with20882.45 health20882.7 insurance20882.93 a20883.49 lot,20883.58 I20885.4 am20885.92 incredibly20886.44 exposed.20887.16 My20888.6 information20888.84 is20889.4 spread20889.64 out20889.88 on20890.04 different20890.2 networks20890.52 in20890.92 this20891.08 state.20891.32 I20891.8 have20891.96 doctors20892.2 who20892.6 cannot20892.76 communicate20893.16 with20893.64 each20893.8 other20893.96 because20894.28 they're20894.52 excluded20894.76 by20895.96 other20896.2 programs.20896.52 So20897.24 pertinent20897.64 information20898.2 falls20898.84 due20899.16 to20899.4 cracks20899.48 for20900.7 me.20900.94 It20901.42 I20901.74 need,20901.9 like,20902.22 a20902.38 team20902.54 leader.20902.94 And20904.38 I20904.62 am20905.1 a20905.26 fortunate20905.35 person.20905.99 I'm20906.86 capable,20907.1 and20909.18 I20909.42 would20909.5 like20909.74 it.20909.9 I'm20912.07 just20912.31 gonna20912.39 go20912.47 to20912.71 my20912.87 next20912.95 point,20913.19 which20913.27 is20913.51 that20913.67 I20913.67 really20913.75 want20913.99 my20914.15 personal20914.23 financial20914.55 information20915.11 made20917.03 safe.20917.27 I20917.67 have20917.83 no20917.99 financial20918.23 information20918.79 online20919.27 to20919.59 the20919.75 best20919.83 of20920.15 my20920.31 ability.20920.39 What20921.43 I20921.59 have20921.75 done20921.91 is20922.07 withdraw20922.31 from20922.79 life20923.03 as20923.59 a20923.75 result20923.83 of20924.23 this.20924.31 And20927.27 I'm20928.18 also20928.42 obviously20929.14 concerned20929.62 about20930.02 biometric20930.25 data.20930.74 I20930.97 don't20931.14 pay20931.69 the20931.93 same20932.1 price20932.25 for20932.49 my20932.66 groceries20932.74 as20933.29 anybody20933.45 else.20933.93 There20936.02 are20936.33 many20936.49 other20936.81 groups20937.06 for20937.62 whom20937.78 it's20938.33 they're20938.74 in20938.97 a20939.14 much20939.22 more20939.38 precarious20939.62 situation20940.1 than20942.55 me.20942.6 They20942.66 deserve20942.71 our20943.27 deepest20943.51 consideration.20943.99 I20946.55 also20946.71 would20947.19 argue20947.43 for20947.75 a20947.99 personal20948.07 right20948.47 of20948.63 action.20948.71 I20950.39 personally20950.63 wouldn't20951.11 mind20951.43 being20951.67 in20951.91 the20951.91 trial.20952.07 Yeah.20954.47 And20955.93 I20956.17 just20957.38 wanna20957.61 thank20958.02 you.20958.25 I'm20958.65 gonna20958.81 go20959.06 ahead20959.29 and20959.61 stop20960.1 talking.20960.42 But,20960.97
20961.69 SPEAKER1420961.69 -20961.69 Okay.20961.69
FARLEY-BOUVIER20961.93 -20961.93 And,20961.93 you20962.17 know,20962.33 your20962.57 written20962.74 testimony20962.97 is20963.45 very20963.61 valuable20963.85 to20964.17 us,20964.33 so20964.49 please20964.65 do20964.9 submit20965.13 that.20965.45 And20966.81 I20967.61 think20967.69 that20968.02 your20968.25 testimony20968.89 really20969.85 exemplifies20970.33 the20971.13 burden20971.29 on20971.69 the20971.85 consumer20972.01 and20972.89 how20973.05 we20973.29 have20973.53 really,20973.85 you20974.49 know,20974.65 we20974.81 have20974.89 that20975.13 backward.20975.29 We20975.85 do.20976.01 So,20976.33 we20976.57 appreciate20976.81 your20977.29 testimony.20977.45 I20978.01 just20978.09 wanna20978.25 look20979.13 around,20979.53 I20980.01 feel20980.17 like20980.41 we20980.57 got20980.73 to20980.97 everybody.20981.13
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